41 Pier Pt, New Bern, NC 28562
3 beds · 3 baths · sqft
Welcome to 41 Pier Pointe, a charming townhouse nestled in the desirable River Bend community of New Bern. This 3-bedroom, 3-full bathroom home offers 2,196 square feet of thoughtfully designed living space, blending comfort and convenience. As you enter this warm and inviting home, you will discover a bedroom to the right, a full guest bathroom, laundry area, a lovely kitchen with ample cabinetry, an open floor plan where the dining and living area become ideal for both entertaining and unwinding. Your 15' x 14' primary bedroom retreat is a sanctuary, featuring an ensuite bathroom with dual vanities and a freestanding shower. A generously sized closet ensures your wardrobe stays impeccably organized, making this space as functional as it is desirable. Upstairs, a versatile enclosed bonus room is located, also complete with a spacious closet, offering a serene retreat for guests or loved ones. This level is further enhanced by a full bathroom and an additional bedroom, providing both functionality and comfort. Bring your own boat or buy the one you've always wanted! This home includes a boat slip, with access to the community's convenient amenities, which include a kayak launch, dog park, golf course, pool, and the River Bend Country Club, available through memberships. River Bend is located just minutes from schools, shopping, and dining. It's perfect for anyone seeking a serene yet very convenient lifestyle. Experience all the charm of New Bern in this beautiful home, where landscaping and yard maintenance are handled for you, offering a truly stress-free lifestyle. Don't miss the chance to see it for yourself—schedule your viewing appointment today. This is the one you've been waiting for!
Source: NORTHCAROLINAREGIONAL #100480177
Interest rate and monthly payment estimated based on public records.
Source: NORTHCAROLINAREGIONAL #100480177
Source: Public records
Assuming a mortgage can seem complex and unfamiliar. We simplify the process by providing white-glove support and expertise at every step.
Whether you have an agent or you’re just starting your search, reach out to us and we’ll help set up a home tour.
Roam works with you, your agent, and the listing agent to prepare a mortgage assumption agreement and finalize all details.
Roam coordinates all parts of the transaction and keeps all parties up to date to provide a seamless 45-day close.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
What is Roam?
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
What is an assumable mortgage?
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
Why is an assumable mortgage valuable?
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
How can you find assumable mortgage listings?
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Get Notified” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
How do I qualify for an assumable mortgage?
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
MLS ID: #100480177
Roam is committed to and abides by the Fair Housing Act of Equal Opportunity Act.