41 Jessica Ln, Dallas, GA 30157
3 beds · 2 baths · 1,446 sqft
Get a free consultation call with an expert in the mortgage assumption process.
Step into sophistication with this exquisitely updated 3-bedroom, 2-bathroom home tucked away in a peaceful Dallas, GA neighborhood. From the moment you arrive, you'll be impressed by the thoughtful design, high-end finishes, and undeniable charm that make this property truly stand out.Inside, you'll find a beautifully reimagined interior where modern elegance meets everyday comfort. The heart of the home is the open-concept living and dining space, anchored by a chef-inspired kitchen featuring pristine quartz countertops, custom cabinetry, and premium fixtures Co ideal for entertaining or enjoying quiet evenings in. Every inch of this home has been elevated, from the spa-like bathrooms with contemporary upgrades to the spacious bedrooms designed for comfort and style. Natural light flows effortlessly throughout, enhancing the airy and sophisticated ambiance. Step outside to discover your own private retreat Co a flat, fully fenced-in backyard that offers the perfect setting for outdoor gatherings, gardening, or simply relaxing under the stars. Whether you're envisioning a serene escape or a vibrant entertaining space, the possibilities are endless.And for those who crave even more space, the full-size unfinished basement is a blank canvas ready for your vision Co think home theater, gym, office, or even additional bedrooms. The two-car garage adds both convenience and curb appeal, rounding out this incredible home. This is more than just a house its a lifestyle upgrade. With every detail carefully curated and every space thoughtfully designed, this property offers the rare blend of modern, functionality, and potential. Not to mention the many smart home features in this home from camera and security systems, to the smart thermostat throughout the home. Homes like this don't come around often. schedule your private showing today and experience refined living in Dallas, GA.
Source: GAMLS #10489636
All values shown are estimated costs / mo.
Source: Public records
Source: GAMLS #10489636
To qualify, you must meet the current FHA or VA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50%. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
FHA (Federal Housing Administration) loans
FHA loans require the buyer to assume the mortgage as a primary residence.
VA (Veteran's Affairs) loans
You don't have to be a veteran to assume a VA loan. However, not all veterans are willing to let a non veteran assume their mortgage. Roam confirms the seller's willingness prior to you making an offer.
Investors
You may be able to assume a VA mortgage as an investor without it being your primary residence.
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 620, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
Roam is committed to and abides by the Fair Housing Act of Equal Opportunity Act.