4088 Bowie Ct, Clarkston, GA 30021
4 beds · 3 baths · 2,908 sqft sqft
Are you looking for paradise on earth? Then you must see this stunning beautiful 4-bedroom house with 3.5 bathrooms with attached 2 car garage. Master bathroom with huge shower and 2 shower heads. Granite bathrooms and countertops. Master bedroom with sitting area and double mirrored closet doors. Hardwood flooring throughout except the den. Open kitchen with granite countertops and acovered attached deck overlooking the pool. Great for entertaining. Den with stone fireplace. Completed basement with bar and full bathroom and sitting area with its own outdoor access and private sitting area. Can be used as an in-law suite. Inground pool, tree houses and gazebo throughout backyard. A welcoming playground and a zipline is also included. Are you a person that entertains? Even if you are not now, this home will change your mind... with a huge separated covered deck and an outdoor kitchen with serving area. Did I say paradise earlier? Well, a tropical paradise in the backyard awaits you. A butterfly garden with fruit trees such as cherry, persimmon, plum, pears, figs, blackberries, blueberries, kiwi, banana, pomegranate, tomatoes, grapes, muscadine and an array of flowers, both annuals and perennials. Watch the fish swim in either of the two ponds with constant running water. And if this is not enough, this property is on almost 2 acres which comprise to separate parcels, addresses known as 4088 Bowie Court and 4104 Yuma Drive, will be your home for entertainment and relaxation the moment you view. Both parcels are being sold together. See you soon!! Open House, Sunday, September 22, 2024, @ !:00 - 3:30 pm.
Source: GAMLS #10381416
Interest rate and monthly payment estimated based on public records.
Source: GAMLS #10381416
Source: Public records
Assuming a mortgage can seem complex and unfamiliar. We simplify the process by providing white-glove support and expertise at every step.
Whether you have an agent or you’re just starting your search, reach out to us and we’ll help set up a home tour.
Roam works with you, your agent, and the listing agent to prepare a mortgage assumption agreement and finalize all details.
Roam coordinates all parts of the transaction and keeps all parties up to date to provide a seamless 45-day close.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
What is Roam?
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
What is an assumable mortgage?
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
Why is an assumable mortgage valuable?
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Will an assumption work for me?
An assumption might be a suitable option for you if you meet the lender’s qualifications. We also offer Roam Boost to help buyers reduce the down payment required to a minimum of 5-15%. See below for more FAQs specific to Roam Boost.
Why do buyers use Roam?
Assuming a mortgage can seem complex and unfamiliar. We simplify the process by providing white-glove support and expertise at every step. Roam helps home buyers find and purchase homes with a low-rate assumable mortgage included. Once you find your dream home, Roam manages the process of assuming a low-interest rate mortgage, helping buyers save thousands a year on mortgage payments compared to buying with a traditional mortgage at today’s rates. On average, buyers who use Roam save $15,000 in mortgage payments annually.
MLS ID: #10381416
Roam is committed to and abides by the Fair Housing Act of Equal Opportunity Act.