4082 Outpost Trce, Lago Vista, TX 78645
3 beds · 2 baths · sqft
This exceptional property showcases a stunning log cabin with 3 spacious bedrooms and 2 bathrooms, covering an impressive 1,923 square feet. Nestled on a prime golf course lot, the estate spans two lots totaling 0.52 acres, offering both privacy and panoramic views. The home features a 2-car garage, a convenient cart barn, and an above-ground swimming pool equipped with a heavy-duty filter. The covered porch at the back of the house extends the entire length and is elegantly tiled, and a surrounding deck enhances the pool area for perfect outdoor entertaining. A dedicated 10x12 craft room/building provides a creative workspace with a built-in worktable and its own HVAC system. In addition, a remarkable 30x35 detached garage is designed to accommodate a motorhome, complete with a 15x15 shop that is fully air-conditioned, heated, and has its own plumbing. Access to another area above the shop is provided by a convenient staircase. The RV area has a dump station, water supply, and 220V electricity. The master bathroom has undergone a complete renovation, and beautiful wood-look ceramic tile flooring covers all floors. The heat pumps have been replaced in the last three years, and each room has new ceiling fans. The windows have been upgraded to high-quality Anderson windows. Positioned perfectly on the 6th green of the golf course, this property is enhanced by two palm trees, a thriving peach tree, a pecan tree, and a lime tree, along with abundant flowers and exquisite landscaping. The metal roof houses solar panels and the xeriscaped front yard is complemented by an efficient irrigation system for the flowering plants. This home is in outstanding condition. It features vaulted knotty pine ceilings in the living room and primary bedroom, as well as a striking floor-to-ceiling stone fireplace in the living area. The spacious island kitchen is adorned with elegant granite countertops throughout, making this property a true gem in the heart of the golf course community.
Source: ACTRIS #3078853
Interest rate and monthly payment estimated based on public records.
Source: ACTRIS #3078853
Source: Public records
Assuming a mortgage can seem complex and unfamiliar. We simplify the process by providing white-glove support and expertise at every step.
Whether you have an agent or you’re just starting your search, reach out to us and we’ll help set up a home tour.
Roam works with you, your agent, and the listing agent to prepare a mortgage assumption agreement and finalize all details.
Roam coordinates all parts of the transaction and keeps all parties up to date to provide a seamless 45-day close.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
What is Roam?
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
What is an assumable mortgage?
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
Why is an assumable mortgage valuable?
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
How can you find assumable mortgage listings?
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Get Notified” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
How do I qualify for an assumable mortgage?
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
MLS ID: #3078853
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