408 Pinehaven Ln, Woodstock, GA 30188
2 beds · 2 baths · 2,155 sqft
408 Pinehaven Lane – Welcome home to this charming ranch home built in 2017 and located in the highly sought-after Woodhaven Court community in Woodstock—consistently ranked as one of Georgia’s best places to live. Just minutes away from fine dining and upscale shopping in downtown Woodstock and Milton, this move-in ready, 2-bedroom, 2-bathroom home spans 2100 square feet and boasts an open-concept floor plan filled with natural light, high ceilings, and beautiful luxury plank flooring. The spacious gourmet kitchen serves as the heart of the home, featuring a large island with seating, stainless steel appliances, granite countertops, and custom cabinetry. The kitchen opens to the family room and dining area, which leads to a screened-in porch with views of the backyard and fire pit. This layout is perfect for everything from cozy dinners to larger gatherings! The primary suite offers a luxurious bathroom with walk-in shower, dual vanities, and an oversized walk-in closet. A private hallway leads to the guest bedroom and bathroom. Additionally, the main floor includes a home office/flex room and a convenient laundry room. The homes comes with exquisite patio furniture and a sprinkler system. The HOA dues covers all landscaping. Meticulously maintained, this home is located near award-winning schools, with easy access to I-575. It’s the perfect place to call home, with everything from fine dining to upscale shopping just minutes away.
Source: FMLS #7457857
Source: FMLS #7457857
Assuming a mortgage can seem complex and unfamiliar. We simplify the process by providing white-glove support and expertise at every step.
Whether you have an agent or you’re just starting your search, reach out to us and we’ll help set up a home tour.
Roam works with you, your agent, and the listing agent to prepare a mortgage assumption agreement and finalize all details.
Roam coordinates all parts of the transaction and keeps all parties up to date to provide a seamless 45-day close.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
What is Roam?
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
What is an assumable mortgage?
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
Why is an assumable mortgage valuable?
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
How can you find assumable mortgage listings?
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Get Notified” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
How do I qualify for an assumable mortgage?
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
MLS ID: #7457857
Roam is committed to and abides by the Fair Housing Act of Equal Opportunity Act.