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$395,000

408 HONEYSUCKLE LN, Pflugerville, TX 78660

3 beds · 2 baths · 1,862 sqft

Discover the Heart of Pflugerville: Bohls Place – Where Convenience Meets Comfort. Nestled in the vibrant community of Pflugerville, Bohls Place is your gateway to endless activities, entertainment, and shopping. This beautifully updated 3-bedroom, 2-bath home radiates charm and offers two spacious living areas perfect for relaxation or hosting gatherings. Say goodbye to the hassle of carpet upkeep—this home is designed for easy living. The kitchen, a true centerpiece, seamlessly connects to the family area. Picture yourself enjoying casual meals at the granite bar top, surrounded by stylish stainless-steel appliances that pop against striking green cabinetry. With a pantry just within arm's reach, you’ll never be short on storage. Step into the living area and be greeted by a wall of windows that frame a view of the generously sized covered patio. Beyond, the expansive outdoor space beckons with rustic charm—ideal for cozy evenings around a fire pit under the serene Texas skies. The primary bedroom, with its tranquil backyard view, offers a peaceful retreat, while the ensuite bathroom has been thoughtfully updated to elevate your daily routine. Outside, the home is embraced by mature, towering trees that provide abundant shade, creating a cool oasis in both the front and back yards. You’ll love the proximity to top-tier shopping options like H-E-B, Walmart, and Stonehill Center, and major employers including Amazon and the soon-to-arrive Samsung facility, just a quick 20-minute drive away. Dining enthusiasts will delight in exploring Pflugerville’s culinary gems, and outdoor lovers will find endless adventures with nearby parks and recreation options. Don’t forget to mark your calendar for the annual Deutschen Pfest festival—a weekend filled with children’s games, lively shopping booths, exciting competitions, live music, and endless fun. Bohls Place isn’t just a home—it’s a lifestyle waiting for you to embrace.

Interest rate 3
2.7%
With Roam
6.5%
The seller’s mortgage rate at the time the loan was originated.
Monthly payment 3
$1,178
With Roam
$1,759
Reduce your monthly payments by $581 when you assume this mortgage.
You also save $183,257 in total interest paid.

$129,368
Edit

You may be able to put down less than the total down payment amount of $129,368 and have the rest of the funds financed with a 2nd mortgage from a lender. 4

Roam helps you take over the seller’s lower interest rate 1
We help you assume the seller's mortgage and avoid higher prevailing market rates.

45-day closing guarantee 2
We work directly with the mortgage servicer to help you quickly and easily close the transaction.

Location

Details

Home
Size
1,862 sqft
Lot size
0.209 acres
Year built
1984
Type
Single Family Residence
Loan
Remaining term
26 years, 3 months
Rate
2.7%
Monthly P&I
$1,178
Remaining loan balance
$265,631

How it works

Assuming a mortgage can seem complex and unfamiliar. We simplify the process by providing white-glove support and expertise at every step.

Tour

Whether you have an agent or you’re just starting your search, reach out to us and we’ll help set up a home tour.

Offer

Roam works with you, your agent, and the listing agent to prepare a mortgage assumption agreement and finalize all details.

Close

Roam coordinates all parts of the transaction and keeps all parties up to date to provide a seamless 45-day close.

Who can qualify

To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.

Frequently asked questions

What is Roam?

Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.

What is an assumable mortgage?

An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.

Why is an assumable mortgage valuable?

When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.

Will an assumption work for me?

An assumption might be a suitable option for you if you meet the lender’s qualifications. We also offer Roam Boost to help buyers reduce the down payment required to a minimum of 5-15%. See below for more FAQs specific to Roam Boost.

Why do buyers use Roam?

Assuming a mortgage can seem complex and unfamiliar. We simplify the process by providing white-glove support and expertise at every step.

Roam helps home buyers find and purchase homes with a low-rate assumable mortgage included. Once you find your dream home, Roam manages the process of assuming a low-interest rate mortgage, helping buyers save thousands a year on mortgage payments compared to buying with a traditional mortgage at today’s rates. On average, buyers who use Roam save $15,000 in mortgage payments annually.

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Last updated: Sep 18, 2024 09:32 am
Listing agent: Jamie Tisdale (323) 481-6000
Listing provided courtesy of: Compass RE Texas, LLC (512) 575-3644
Details provided by ACTRIS and may not match the public record.
MLS ID: #8275111
Based on information submitted to the MLS GRID as of Sep 19 2024 - 01:47. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.
Roam is committed to and abides by the Fair Housing Act of Equal Opportunity Act.
Disclaimers
1 Roam connects buyers and sellers to homes with assumable mortgages via a concierge service. Roam does not offer or engage in mortgage lending activity.
2 45 day guarantee is subject to credit approval by your loan servicer.
3 The assumable interest rate shown for this assumable mortgage is an estimate using the average of interest rates in this home's area at the time of the last sale. The actual assumable interest rate may differ. Estimated payments do not include taxes and insurance premiums. Actual payments will be greater with taxes and insurance included. Roam connects buyers and sellers to home with assumable mortgages via a concierge service. Roam does not offer mortgage loans, extend credit, make credit determinations, or otherwise engage in mortgage lending or brokering activities. The lender makes all credit and qualification decisions with buyers. Any determination to extend credit to a buyer is a decision by the lender, and not by Roam.
4 The lender makes all credit and qualification decisions with buyers. Any choice to extend credit to a buyer is a decision by the lender, and not by Roam.
$1,178/mo
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