4077 Greystone Dr, Clermont, FL 34711
6 beds · 4 baths · 3,894 sqft
Go Big or Go Home! This incredibly large 6 bedroom / 3.5 bath POOL home, plus an OFFICE/DEN – is nestled on a half-acre lot, in a low profile cul-de-sac. This home is located in desirable LEGENDS COUNTRY CLUB, a 24/7 GUARD and GATED Community! The ROOF was replaced (January 2023) along with fresh coat of interior paint (July 2022)! Arched entryways, crown molding, elevated ceilings and a sneak peak of the upstairs balcony conveys a sophisticated elegance. Floorplan is ideal for multi-generational living, with one bedroom on the first floor. Perfect for entertaining and pool parties, the family room has surround sound speakers and two points of access to the veranda by sliding glass and french doors. The centrally located kitchen overlooks the family room/breakfast nook and features stainless appliances, raised wood cabinetry, bountiful counter space, an elongated entertaining bar, built-in reception desk and walk-in closet pantry – all perfect for the family chef! The upstairs owner’s suite is a dream, with a designer tray ceiling and expanded windows overlooking the HUGE, captivating BACKYARD! The owner’s suite bathroom is sure to please with two extended vanities and state of the art, luxurious Jacuzzi! The real gem of this suburban home is the extensive multi-level terrace that revels in the outdoor living area. Relax in the shade under the covered terrace or enjoy a refreshing dip into your curved-shaped, crystal clear POOL. The incredibly colossal, backyard is perfect for friendly games, gardening, pets and more! The possibilities are endless! *** THE HOA DUES INCLUDE*** High-Speed Internet and Summit Broadband TV Cable and Legends GRAND AMENTIES, such as a magnificent 10,000+ sq. ft. Clubhouse, Community Pool and Spa, Sauna, Fitness Center, All-Star Restaurant, Golf Pro Shop, Basketball, Pickle ball and Tennis courts, conference rooms, community kitchen and kiddie playground. Golf members will love the 18-hole Championship Golf Course, driving range, putting and chipping greens. All this, conveniently located near Schools, Shopping, Hospitals and Restaurants, with a short distance to Florida’s Turnpike and Disney. Enjoy this community and make this great home yours today.
Source: STELLAR #G5091667
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Why Roam
Gap financing to lower your down payment
Unlock down payments as low as 5% – only with Roam
5x the likelihood your offer is accepted
If a purchase takes longer than 45 days, we’ll cover the seller’s mortgage until you close
Close faster and stress-free
We close 2x faster because of our deep experience and lender relationships
Rates and payments are estimates based on public records.
Source: Public records
Source: STELLAR #G5091667
To qualify, you must meet the current FHA or VA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50%. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
FHA (Federal Housing Administration) loans
FHA loans require the buyer to assume the mortgage as a primary residence. When you apply for the loan, you must attest that the home will be your primary residence for 12 months to be approved for an FHA assumption. Most lenders will ask that you move in within 60 days.
VA (Veteran's Affairs) loans
You don't have to be a veteran to assume a VA loan. However, not all veterans are willing to let a non veteran assume their mortgage. Roam confirms the seller's willingness prior to you making an offer.
Investors
You may be able to assume a VA mortgage as an investor without it being your primary residence.
What is Roam?
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
What is an assumable mortgage?
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
Why is an assumable mortgage valuable?
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
How can you find assumable mortgage listings?
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
How do I qualify for an assumable mortgage?
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 620, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
Roam is committed to and abides by the Fair Housing Act of Equal Opportunity Act.