4075 LINKS BLVD, Jefferson, GA 30549
UNBELIEVABLE OPPORTUNITY!! SELLER'S LOAN IS ASSUMABLE @ 2.875 INTEREST RATE. Equity builds quickly with an interest rate this low! This Craftsman style home was originally the neighborhood MODEL built by Vanderbilt Homes which is one of Atlanta's premium builders. This open floor plan concept provides plenty of light and ambiance creating an airy atmosphere with beautiful sunsets to view from your own back yard. Custom accents and upgrades make this home unique and perfect for entertaining family and friends. The classic white gourmet kitchen is the heart of the home featuring a huge island, granite counter tops, tile back splash, recessed lighting and an abundance of cabinets for storage. The tucked away large walk in pantry and mudroom drop zone provide ample space for organization. Freshly painted in a neutral color thru out with heavy trim package including board and batten wainscoting, ship lap, crown molding, and a cedar mantle highlights the wood burning fireplace and sets this home apart. Unusual floor plan with guest bedroom and full bath en suite on main floor plus an additional half bath located on the main floor. The master bedroom boasts trey ceilings, wall of windows, large walk in shower and huge walk in closet. Enjoy leisurely rounds of golf, social gatherings at the clubhouse or neighborhood restaurant, workouts at the fitness center, and friendly matches on the tennis and pickleball courts. Cool off in the Junior Olympic-sized swimming pool, complete with a thrilling giant water slide!. Embrace a lifestyle of relaxed resort-style, golf course living at its finest! Fabulous location near the quaint town of Braselton where you will find boutique shopping and fine dining.
You may be able to put down less than the total down payment amount of $188,568 and have the rest of the funds financed with a 2nd mortgage from a lender. 4
Location
Details
How it works
Assuming a mortgage can seem complex and unfamiliar. We simplify the process by providing white-glove support and expertise at every step.
Tour
Whether you have an agent or you’re just starting your search, reach out to us and we’ll help set up a home tour.
Offer
Roam works with you, your agent, and the listing agent to prepare a mortgage assumption agreement and finalize all details.
Close
Roam coordinates all parts of the transaction and keeps all parties up to date to provide a seamless 45-day close.
Who can qualify
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
Frequently asked questions
What is Roam?
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
What is an assumable mortgage?
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
Why is an assumable mortgage valuable?
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Will an assumption work for me?
An assumption might be a suitable option for you if you meet the lender’s qualifications. We also offer Roam Boost to help buyers reduce the down payment required to a minimum of 5-15%. See below for more FAQs specific to Roam Boost.
Why do buyers use Roam?
Assuming a mortgage can seem complex and unfamiliar. We simplify the process by providing white-glove support and expertise at every step.
Roam helps home buyers find and purchase homes with a low-rate assumable mortgage included. Once you find your dream home, Roam manages the process of assuming a low-interest rate mortgage, helping buyers save thousands a year on mortgage payments compared to buying with a traditional mortgage at today’s rates. On average, buyers who use Roam save $15,000 in mortgage payments annually.
MLS ID: #10364151