4075 Links Blvd, Jefferson, GA 30549
4 beds · 3 baths · 2,428 sqft
UNBELIEVABLE OPPORTUNITY!! SELLER'S LOAN IS ASSUMABLE @ 2.875 INTEREST RATE. Equity builds quickly with an interest rate this low! This Craftsman style home was originally the neighborhood MODEL built by Vanderbilt Homes which is one of Atlanta's premium builders. This open floor plan concept provides plenty of light and ambiance creating an airy atmosphere with beautiful sunsets to view from your own back yard. Custom accents and upgrades make this home unique and perfect for entertaining family and friends. The classic white gourmet kitchen is the heart of the home featuring a huge island, granite counter tops, tile back splash, recessed lighting and an abundance of cabinets for storage. The tucked away large walk in pantry and mudroom drop zone provide ample space for organization. Freshly painted in a neutral color thru out with heavy trim package including board and batten wainscoting, ship lap, crown molding, and a cedar mantle highlights the wood burning fireplace and sets this home apart. Unusual floor plan with guest bedroom and full bath en suite on main floor plus an additional half bath located on the main floor. The master bedroom boasts trey ceilings, wall of windows, large walk in shower and huge walk in closet. Enjoy leisurely rounds of golf, social gatherings at the clubhouse or neighborhood restaurant, workouts at the fitness center, and friendly matches on the tennis and pickleball courts. Cool off in the Junior Olympic-sized swimming pool, complete with a thrilling giant water slide!. Embrace a lifestyle of relaxed resort-style, golf course living at its finest! Traditions of Braselton is a fabulous location near the quaint town of Braselton where you will find boutique shopping and fine dining.
Source: GAMLS #10364151
Interest rate and monthly payment estimated based on public records.
Source: GAMLS #10364151
Source: Public records
Assuming a mortgage can seem complex and unfamiliar. We simplify the process by providing white-glove support and expertise at every step.
Whether you have an agent or you’re just starting your search, reach out to us and we’ll help set up a home tour.
Roam works with you, your agent, and the listing agent to prepare a mortgage assumption agreement and finalize all details.
Roam coordinates all parts of the transaction and keeps all parties up to date to provide a seamless 45-day close.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
What is Roam?
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
What is an assumable mortgage?
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
Why is an assumable mortgage valuable?
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
How can you find assumable mortgage listings?
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Get Notified” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
How do I qualify for an assumable mortgage?
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
MLS ID: #10364151
Roam is committed to and abides by the Fair Housing Act of Equal Opportunity Act.