4051 Jodeco Rd, Stockbridge, GA 30281
5 beds · 4 baths · 3,091 sqft sqft
Beautiful log cabin situated on over an acre of private land! Fall in love with this enchanting 5-bedroom log cabin that seamlessly blends rustic charm with modern elegance. The home welcomes you with vaulted ceilings adorned with wooden beams, creating an expansive and airy ambiance. The heart of the home is undoubtedly the gourmet kitchen - boasting gleaming granite countertops, top-tier stainless steel appliances, and ample cabinet space. Adjacent to the kitchen lies a sun-soaked sunroom, extending the entire length of the house and offering unparalleled views of your verdant surroundings. Discover tranquility in the main floor owner's suite, a private sanctuary with all the trimmings of luxury. As you venture upstairs, the catwalk offers dramatic views of the family room below, leading you to the additional spacious bedrooms and a versatile loft area, ideal for a game room or reading nook. Prioritize multi-generational living? The property shines with its private apartment over the garage with a private entrance! Complete with a bedroom, family room, kitchenette, and separate entrance via a dedicated staircase, it's a self-contained haven. For those who need space to pursue hobbies or work, the oversized garage presents not just storage but also an adjacent finished space. Currently used as a workout room, its potential is limitless - think home office, media room, or secondary lounge. Outdoors, the fenced-in backyard ensures privacy and security, while two large sheds address all your storage needs. And despite its secluded feel, this retreat is just minutes from I-75 and premier shopping destinations. Experience the perfect blend of peaceful countryside living and urban convenience. Don't miss this unique opportunity - a home where memories are waiting to be made.
Source: GAMLS #10277607
Interest rate and monthly payment estimated based on public records.
Source: GAMLS #10277607
Source: Public records
Assuming a mortgage can seem complex and unfamiliar. We simplify the process by providing white-glove support and expertise at every step.
Whether you have an agent or you’re just starting your search, reach out to us and we’ll help set up a home tour.
Roam works with you, your agent, and the listing agent to prepare a mortgage assumption agreement and finalize all details.
Roam coordinates all parts of the transaction and keeps all parties up to date to provide a seamless 45-day close.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
What is Roam?
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
What is an assumable mortgage?
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
Why is an assumable mortgage valuable?
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
How can you find assumable mortgage listings?
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Get Notified” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
How do I qualify for an assumable mortgage?
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
MLS ID: #10277607
Roam is committed to and abides by the Fair Housing Act of Equal Opportunity Act.