4051 Greystone Dr, Clermont, FL 34711
4 beds · 3 baths · 2,470 sqft sqft
**BRIDGESTONE BEAUTY** $18K PRICE DROP! Motivated Sellers! Back on market because Buyers financing fell through. Live among the “Legends” and enjoy Florida living at its finest! Located in the desirable Legends Golf & Country Club community in Clermont, this 4-bedroom 3-bath beauty featuring a newer roof (2021), HVAC system (2020) and Water Heater (2019) has so much to offer its future owners, including a 3.25% assumable FHA mortgage! The property is situated on an oversized lot in the rear of the Bridgestone neighborhood offering you more privacy and separation from the main community road. As you pull up to the property, you’ll notice the recently refreshed landscaping and warm, inviting entry way. This split floor plan home has 2 separate living spaces, 2 separate dining spaces and a separate laundry room off the garage entry way. The spacious kitchen overlooks the family room and features stainless steel appliances, double oven, expansive pantry, and built-in desk/workstation. The large, screened-in lanai can be accessed from the family room, formal living room or master bedroom and offers the perfect outdoor space for entertaining with a great view of the oversized yard and beautiful trees. The master bedroom is located on the left side of the home and features dual walk-in closets, dual vanities, garden tub, spacious walk-in shower and separate bonus room that could be used as an exercise space/gym, reading retreat, office, etc. The second and third bedrooms are located on the right side of the home and share a full bathroom with dual sink vanity and shower/tub combination. The fourth bedroom is in the back of the home with access to the third full bathroom that has a walk-in shower and door leading to the lanai area. The scenic, gated entrance to Legends provides 24-hour guarded security, and the community offers a wide array of amenities, including a resort-style heated pool and spa, fitness center, playground, tennis, basketball, and pickleball courts, as well as an on-site restaurant, driving range and golf pro shop. The monthly HOA dues include cable and internet and an optional golf course membership is available as well. Located just a short distance from the FL Turnpike, shopping, restaurants, Winter Garden, Orlando, and the theme parks, this home and community provide the perfect mix of luxury and laid-back Florida living. Schedule your private showing today!
Source: STELLAR #o6240506
Interest rate and monthly payment estimated based on public records.
Source: STELLAR #o6240506
Source: Public records
Assuming a mortgage can seem complex and unfamiliar. We simplify the process by providing white-glove support and expertise at every step.
Whether you have an agent or you’re just starting your search, reach out to us and we’ll help set up a home tour.
Roam works with you, your agent, and the listing agent to prepare a mortgage assumption agreement and finalize all details.
Roam coordinates all parts of the transaction and keeps all parties up to date to provide a seamless 45-day close.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
What is Roam?
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
What is an assumable mortgage?
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
Why is an assumable mortgage valuable?
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
How can you find assumable mortgage listings?
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Get Notified” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
How do I qualify for an assumable mortgage?
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
MLS ID: #o6240506
Roam is committed to and abides by the Fair Housing Act of Equal Opportunity Act.