405 Wexford Ct, Franklin, TN 37069
4 beds · 4 baths · 2,976 sqft
Get a free consultation call with an expert in the mortgage assumption process.
This exquisite home, situated within a prestigious 27-hole golf course community, is more than just a residence—it's an embodiment of style and sophistication. Whether you're hosting guests in the expansive living areas or unwinding in the serene privacy of your backyard, every detail has been thoughtfully designed to elevate your comfort and lifestyle. Sellers are currently using home as a 3 bedroom setup, but could easily be used as a 4 bedroom home with a full bathroom in the bonus room/4th bedroom, ideal for an in-law suite or teen area. Nestled in one of the most sought-after neighborhoods, this property seamlessly combines luxury and everyday convenience. Recent upgrades include a chic coffee bar in the kitchen, a new roof (2020), updated HVAC units (2021/2024), a fully renovated deck (2021), and stylishly remodeled kitchen and bathrooms. Plus, new flooring has been installed, all completed within the last five years. Seize the chance to own this incredible home, located within the esteemed Williamson County Schools district and just minutes from shopping and other essential amenities. Experience the perfect blend of comfort, luxury, and convenience for the life you've always dreamed of.
Source: REALTRACS #2804397
Source: REALTRACS #2804397
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 620, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
Roam is committed to and abides by the Fair Housing Act and Equal Opportunity Act.