405 High Tech Dr # 9A, Georgetown, TX 78626
3 beds · 3 baths · sqft
Location! Location! Location! Welcome to a prestigious Luxury Condo Community nestled in Georgetown, offering an enticingly low tax rate and affordable HOA fees. This captivating corner lot home presents an expansive open concept living area, thoughtfully designed with 3 bedrooms and 2.5 bathrooms. The primary suite is conveniently located downstairs, while two additional bedrooms await upstairs. Step inside to discover tile wood-look planks, exquisite granite countertops, and upgraded light fixtures featuring recessed lighting that illuminate the space beautifully. Enjoy the comfort of a covered patio and the convenience of a 2-car garage with an opener. The fully sodded courtyard is adorned with a privacy fence and meticulously maintained by the HOA. Both front and backyards benefit from irrigation systems, complementing the home's tall ceilings, programmable thermostat, water softener and craftsman style trim. For added convenience, appliances including the refrigerator, washer, and dryer are included and can be conveyed with the property. Additionally, qualified VA buyers have the opportunity to assume a VA loan, further enhancing the affordability and accessibility of this exceptional property. The community offers a private walking trail with two fish-filled ponds, inviting you to spend a cool evening grilling at the park and fishing at sunset! Don't miss out on the chance to make this luxurious Georgetown home yours. Call and schedule your showing today!
Source: CENTRALTEXAS #550841
Interest rate and monthly payment estimated based on public records.
Source: CENTRALTEXAS #550841
Source: Public records
Assuming a mortgage can seem complex and unfamiliar. We simplify the process by providing white-glove support and expertise at every step.
Whether you have an agent or you’re just starting your search, reach out to us and we’ll help set up a home tour.
Roam works with you, your agent, and the listing agent to prepare a mortgage assumption agreement and finalize all details.
Roam coordinates all parts of the transaction and keeps all parties up to date to provide a seamless 45-day close.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
What is Roam?
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
What is an assumable mortgage?
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
Why is an assumable mortgage valuable?
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
How can you find assumable mortgage listings?
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Get Notified” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
How do I qualify for an assumable mortgage?
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
MLS ID: #550841
Roam is committed to and abides by the Fair Housing Act of Equal Opportunity Act.