405 Childers Dr, Warner Robins, GA 31088
4 beds · 3 baths · 3,368 sqft
Welcome home ! Your family will enjoy this exquisite 4 bedroom 3 1/2 bath home with a large bonus situated on a level manicured lot. This home offers a split floor plan with the master and two bedrooms on the main level, a dining room, living room and open kitchen area with a keeping room with a fireplace. All hardwood floors in the living areas, ceramic tiles in the bathroom, kitchen and keeping room and carpets in the bedrooms. You will love the master suite that offers a large bedroom, his and hers closets, his and hers vanity and sink in the master bath, separate shower and a jacuzzi tub. You can exit the master bedroom through the door to the oversized screened porch that has a fireplace. There is extra concrete for your grill and you will enjoy the fenced in backyard for entertaining. Lots of upgrades such as double tray ceilings, judges panels, crown molding, country shutters and wood blinds throughout the home. Plenty of space for living and entertaining. County taxes only and conveniently located near shopping, schools, I-75. This is the perfect place to call home. Call today for a showing! Great home for a great price! 2.25% Assumable VA Loan
Source: GAMLS #10287776
Source: GAMLS #10287776
Assuming a mortgage can seem complex and unfamiliar. We simplify the process by providing white-glove support and expertise at every step.
Whether you have an agent or you’re just starting your search, reach out to us and we’ll help set up a home tour.
Roam works with you, your agent, and the listing agent to prepare a mortgage assumption agreement and finalize all details.
Roam coordinates all parts of the transaction and keeps all parties up to date to provide a seamless 45-day close.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
What is Roam?
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
What is an assumable mortgage?
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
Why is an assumable mortgage valuable?
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
How can you find assumable mortgage listings?
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Get Notified” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
How do I qualify for an assumable mortgage?
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
MLS ID: #10287776
Roam is committed to and abides by the Fair Housing Act of Equal Opportunity Act.