405 Amola Way, Howey In The Hills, FL 34737
6 beds · 4 baths · 4,067 sqft
Let me open the door to your new enclave!!! RARE OPPORTUNITY!!! LUXURY AT ITS FINEST! Absolutely amazingly stunning, immaculately maintained home was built in 2022 on a premium, almost HALF ACRE LOT with sunset views! With over $300,000 in builder and additional upgrades, this home has every single structural upgrade that the Avalon with large bonus floorplan offered! The ability to own this home is an extremely rare opportunity because these luxurious, structural upgrades are no longer offered by the builder! Talichet is sold out...this is the only Avalon with large bonus for sale that has all these structural upgrades AND a luxurious in-ground saltwater pool and spa on such a large lot! Upgrades include custom wood work and painting thruout; beautiful, coffered ceilings in entryway, tray ceilings and bay window sitting area in owner's suite; large custom walk-in shower with rain shower head, as well as standard shower head; extended covered lanai with huge screen enclosure encompassing the ultimate in outdoor relaxation! Even after the extended lanai and in-ground pool and spa, there is a lot of yard remaining for gardening, play space, or just generous distance from neighboring properties. All together for the ultimate indoor/outdoor entertainment and everyday living! It literally feels like being on vacation at home! Other structural and designer upgrades include the absolutely stunning epicurean gourmet kitchen that features the largest kitchen island available for the plan, wrap around upgraded cabinetry and crown molding, stone backsplash, upgraded Kitchen Aid appliances, quartz counters and porcelain farm sink! Quartz counters are in owner's ensuite bath, secondary bathrooms and wet bar, all bath tubs and showers tiled to ceiling with beautiful listello accents, porcelain tile and luxury vinyl plank thruout and upgraded carpet and pad in all 6 bedrooms; wrought iron rails thruout. The living room features custom stone feature wall with fireplace and storage. Upstairs, you will find an absolutely HUGE, spacious loft with wet-bar that accommodates as few or as many guests you desire for relaxation or entertainment! There are also the 5th and 6th bedrooms, both are enormous in size with huge walk-in closets, and the 4th bathroom. The 3 car garage has beautiful epoxy floors, ceiling mounted safe racks that can hold 600 lbs each, and an additional storage closet accessible from inside the garage. The pool can be powered by electricity or propane. The owners have put great thought, care, and spared no expense to create this unique, one -of-a-kind home! Talichet is conveniently located in beautiful Lake County in a community surrounded by spring-fed lakes and rolling hills! There are new venues coming within less than 5 minutes. lt is less than 5 minutes to JB Boondocks Seafood Restaurant on beautiful Lake Harris, less than 10 minutes to the Florida Turnpike, less than minutes to several choices of grocery stores, restaurants, Yalaha Bakery, and other shopping, water sports, and other recreational activities, 20 minutes to Lakeridge Winery, 40 minutes to Downtown Orlando and the airport, 45 minutes to Disney and/or Universal Studios. Don't miss your opportunity to live in a home that no one else will be able to replicate! Please contact me to schedule your personal tour, as the home in person is even more stunningly beautiful than the photos!
Source: STELLAR #g5089493
Interest rate and monthly payment estimated based on public records.
Source: STELLAR #g5089493
Source: Public records
Assuming a mortgage can seem complex and unfamiliar. We simplify the process by providing white-glove support and expertise at every step.
Whether you have an agent or you’re just starting your search, reach out to us and we’ll help set up a home tour.
Roam works with you, your agent, and the listing agent to prepare a mortgage assumption agreement and finalize all details.
Roam coordinates all parts of the transaction and keeps all parties up to date to provide a seamless 45-day close.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
What is Roam?
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
What is an assumable mortgage?
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
Why is an assumable mortgage valuable?
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
How can you find assumable mortgage listings?
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Get Notified” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
How do I qualify for an assumable mortgage?
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
MLS ID: #g5089493
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