4049 Nostalgia Ter, The Villages, FL 32163
4 beds · 3 baths · 3,508 sqft
Get a free consultation call with an expert in the mortgage assumption process.
Welcome to this stunning 4/3 PREMIER ST JOHNS MODEL POOL HOME with OVERSIZED TWO-CAR + GOLF-CAR GARAGE, located in the Village of Osceola Hills at Soaring Eagle Preserve. BRAND NEW WATER HEATER AND REAR LANDSCAPING. This residence features an oversized CORNER lot, enormous circular driveway, enhanced landscaping for added curb appeal, and a massive front porch. As you enter, a welcoming foyer flows into the living room, showcasing CUSTOM CROWN MOLDING throughout, beautiful tray ceiling, and an open concept design. The living room is complemented by stacking sliding glass doors that effortlessly open to the pool and lanai, creating a perfect blend of indoor and outdoor living spaces. Not to mention a PREMIUM BOSE surround sound throughout the home and lanai. Truly a chef’s delight, the kitchen is equipped with UPGRADED cabinets, QUARTZ countertops, tile backsplash, built-in oven & microwave/convection, GAS COOKING, range HOOD, two walk-in pantries, and a generous ISLAND that provides additional seating. With upgraded stainless-steel appliances, a farmhouse sink, and under-cabinet lighting, this space is as functional as it is attractive. The kitchen opens to the dining room, which also features sliding glass doors that lead to the lanai, allowing for delightful poolside dining experiences. The primary bedroom is a luxurious retreat, featuring a tray ceiling, TWO large walk-in closets, and French doors that lead directly to the lanai. The en suite bathroom is ADA compliant and offers a walk-in shower complete with multiple shower heads and a shower bench and a double vanity for convenience. Bedrooms 2 and 3, each thoughtfully designed, include ceiling fans and built-in closets, providing comfort and ample storage. The guest bathroom features a walk-in shower and a single vanity, ideal for visitors. For those who require a dedicated workspace, the oversized fourth bedroom (no closet—currently functioning as an office) and additional den/study provide abundant natural light and ceiling fans, creating an inviting atmosphere for either productivity or relaxation. Step outside into your personal oasis, featuring a SOLAR-HEATED 28’x14’ POOL with pool jet spas located at both benches surrounded by TRAVERTINE tile. The swimming pool, adorned with lighting and waterfalls, is enclosed by a birdcage, offering a serene setting for relaxation and entertainment. The luxurious OUTDOOR KITCHEN features a STAINLESS PROPANE GRILL and HOOD, WET BAR with seating, refrigerator, ice maker, all-weather cabinetry, ceiling fans, two TVs, and direct access to the POOL BATHROOM. Steps away from the outdoor kitchen is the outdoor dining area beneath the covered lanai. The oversized two-car + golf-car garage with epoxy flooring and stairs to OVERSIZED ATTIC provides plenty of room for all your storage needs. Other upgrades include a Pegasus water softener and an additional refrigerator in the spacious laundry room. If you are looking for a PREMIER POOL home with a truly “WOW!” outdoor space, then this is the home for you! The Village of Osceola Hills at Soaring Eagle Preserve is conveniently located between Brownwood Paddock Square and Lake Sumter Landing Market Square! The Burnsed Village Recreation Center is just across the street, offering pool and recreational facilities, with the Rohan Regional Recreation Center only minutes away. Enjoy easy access to golf, nightly entertainment, restaurants, shopping, grocery stores, and all the amenities of The Villages.
Source: STELLAR #G5088315
Learn about how it works
Why Roam
Gap financing to lower your down payment
Unlock down payments as low as 5% – only with Roam
5x the likelihood your offer is accepted
If a purchase takes longer than 45 days, we’ll cover the seller’s mortgage until you close
Close faster and stress-free
We close 2x faster because of our deep experience and lender relationships
Rates and payments are estimates based on public records.
Source: Public records
All values shown are estimated costs / mo.
Source: Public records
Source: STELLAR #G5088315
To qualify, you must meet the current FHA or VA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50%. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
FHA (Federal Housing Administration) loans
FHA loans require the buyer to assume the mortgage as a primary residence.
VA (Veteran's Affairs) loans
You don't have to be a veteran to assume a VA loan. However, not all veterans are willing to let a non veteran assume their mortgage. Roam confirms the seller's willingness prior to you making an offer.
Investors
You may be able to assume a VA mortgage as an investor without it being your primary residence.
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 620, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
Roam is committed to and abides by the Fair Housing Act and Equal Opportunity Act.