4040 Castella Cv, Leander, TX 78641
4 beds · 3 baths · 2,216 sqft sqft
WELCOME HOME TO THIS LOVELY, ELEGANT, AND FRESH ONE STORY HOME LOCATED IN ONE OF THE MOST SOUGHT OUT NEIGHBORHOODS IN LEANDER, IN THE LOVELY COMMUNITY OF TRAVISSO. THIS STUNNING HIGHLAND HOME OFFERS AN OPEN FLOOR CONCEPT, TWO DINING AREAS, A SPACIOUS QUARTZ ISLAND WITH TOP OF THE LINE STAINLESS STEEL APPLIANCES, CUSTOM MASTER CLOSET, UNIQUE LIGHT FIXTURES THAT ADORN THE MODERN AESTHETICS OF THE HOME, BREATHTAKING VIEWS OF THE HILL COUNTRY, HUNTER DOUGLAS BLINDS/SHADES, CUSTOM HIGH CEILINGS (10-12 FT HIGH CEILINGS) THE AWARD WINNING INCREDIBLE NEIGHBORHOOD AMENITIES INCLUDE A STATE-OF-THE-ART FITNESS CENTER, VOLLEYBALL COURTS, PICKLE-BALL COURTS, A RESORT STYLE POOL, FIRE-PITS, & A CLUBHOUSE.THIS HOME PROVIDES PRIVATE ACCESS STEPS AWAY FROM THE NEIGHBORHOODS WALKING/JOGGING TRAILS. THE COMMUNITY'S SCENIC WALKING TRAILS AND VIEWS ARE BREATHTAKING.THE HOME IS LOCATED IN A PRIVATE CUL-DE-SAC. GREAT LOCATION. HOME FACES NORTH AND THE ROOF IS ONLY A YEAR OLD. . BRING YOUR BUYERS THIS HOME IS ONE OF A KIND.
Source: SABOR #1816503
Interest rate and monthly payment estimated based on public records.
Source: SABOR #1816503
Source: Public records
Assuming a mortgage can seem complex and unfamiliar. We simplify the process by providing white-glove support and expertise at every step.
Whether you have an agent or you’re just starting your search, reach out to us and we’ll help set up a home tour.
Roam works with you, your agent, and the listing agent to prepare a mortgage assumption agreement and finalize all details.
Roam coordinates all parts of the transaction and keeps all parties up to date to provide a seamless 45-day close.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
What is Roam?
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
What is an assumable mortgage?
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
Why is an assumable mortgage valuable?
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
How can you find assumable mortgage listings?
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Get Notified” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
How do I qualify for an assumable mortgage?
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
MLS ID: #1816503
Roam is committed to and abides by the Fair Housing Act of Equal Opportunity Act.