4033 Hunters Trl, Jacksonville, NC 28546
3 beds · 2 baths · sqft
Welcome to this stunning single-story home nestled in the desirable Hidden Oaks neighborhood! Conveniently located just off Piney Green Road, you're only minutes from the Camp Lejeune Piney Green gate, making it an ideal location for an easy commute. Step inside and be greeted by a spacious, open-concept layout designed with comfort and style in mind. The large kitchen is a true highlight, offering an abundance of cabinet storage, ample counter space, and a perfect setup for preparing meals or hosting friends and family. The adjoining living room is warm and inviting, providing just the right amount of space for relaxing after a long day or entertaining guests during game nights or holidays. The master suite is your own private retreat, complete with an elegant tray ceiling that adds a touch of sophistication, a spacious walk-in closet perfect for all your wardrobe needs, and an en-suite bath with a dual vanity—so no need to share sink space! The additional bedrooms are equally comfortable, providing plenty of room for family, guests, or even a home office. Outside, you'll find a lovely fenced in yard offering endless possibilities—whether you're dreaming of a garden, a play area for kids and pets, or the perfect spot for backyard barbecues and outdoor gatherings. This home truly has it all: style, space, and a prime location. Don't miss out on the chance to make it yours—call today to schedule your private tour!
Source: NORTHCAROLINAREGIONAL #100480307
Interest rate and monthly payment estimated based on public records.
Source: NORTHCAROLINAREGIONAL #100480307
Source: Public records
Assuming a mortgage can seem complex and unfamiliar. We simplify the process by providing white-glove support and expertise at every step.
Whether you have an agent or you’re just starting your search, reach out to us and we’ll help set up a home tour.
Roam works with you, your agent, and the listing agent to prepare a mortgage assumption agreement and finalize all details.
Roam coordinates all parts of the transaction and keeps all parties up to date to provide a seamless 45-day close.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
What is Roam?
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
What is an assumable mortgage?
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
Why is an assumable mortgage valuable?
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
How can you find assumable mortgage listings?
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Get Notified” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
How do I qualify for an assumable mortgage?
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
MLS ID: #100480307
Roam is committed to and abides by the Fair Housing Act of Equal Opportunity Act.