403 Pebblebrooke Ln, Canton, GA 30115
3 beds · 4 baths · 4,129 sqft
Beautiful 1.5 story ranch is on a fully finished basement in Pebblebrooke Subdivision with immaculate landscaping. 12' plus ceilings in foyer, dining room, kitchen, and 15+ ceilings in living room. 10' plus ceilings in all 3 bedrooms. This split floorplan offers privacy for master's suite and easy access to the common areas. When you enter the home there is a foyer with the huge dining room is to the right. The living room has a gorgeous fireplace plus huge windows for natural light that will catch the eye. The living room can be seen from the kitchen so everyone can be involved in conversation and festivities. Off the kitchen is a sizeable breakfast nook. The large master bedroom has a big ensuite with a jetted tub, double vanity, water closet and enormous walk-in closet. On the other side of the house are 2 substantial bedrooms and a full bath. There is a bonus room on the upper level which has a full bath and closet. In the basement, you will find an office with a full bathroom, a bonus room with a closet, a dry bar/dining area with attached entertainment area, a workout room, and another bonus room with access to lower level patio and the back yard, and a workshop. The entire finished basement is heated and cooled by central air, and has electric sockets in every room. The 2-car garage has an accessible ramp which goes straight into the main floor of the house. In addition to the 2-car garage, there is a parking pad and a driveway that will hold 6 additional vehicles. The garage is equipped with built in shelves which do not impede garage space for vehicles. The front yard is beautifully landscaped. Enjoy the large deck with double staircase providing easy access to backyard and lower patio. The wooded area beyond the grassed backyard is perfect for exploring, making trails and having fun. The main level has 1,922 square feet. The upper bonus room has 415 square feet. The fully finished basement has 1,792 square feet. This house is huge and has several areas for togetherness and separate activities. Don't miss out!
Source: FMLS #7455440
Interest rate and monthly payment estimated based on public records.
Source: FMLS #7455440
Source: Public records
Assuming a mortgage can seem complex and unfamiliar. We simplify the process by providing white-glove support and expertise at every step.
Whether you have an agent or you’re just starting your search, reach out to us and we’ll help set up a home tour.
Roam works with you, your agent, and the listing agent to prepare a mortgage assumption agreement and finalize all details.
Roam coordinates all parts of the transaction and keeps all parties up to date to provide a seamless 45-day close.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
What is Roam?
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
What is an assumable mortgage?
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
Why is an assumable mortgage valuable?
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
How can you find assumable mortgage listings?
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Get Notified” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
How do I qualify for an assumable mortgage?
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
MLS ID: #7455440
Roam is committed to and abides by the Fair Housing Act of Equal Opportunity Act.