4028 TIBURON BLVD, Milton, FL 32571
100% Financing Available. New Roof has been Installed. This immaculate, bright, and cheerful home is move-in ready and offers unparalleled convenience. Situated just two minutes from Pace schools, the Fire Station, the Pace Library, and only five minutes from the main Pace retail center, this residence is perfectly positioned for a dynamic and active lifestyle. Upon entering through the elegant decorative glass front door, you are greeted by a spacious foyer that seamlessly flows into a versatile living room/dining room combination. To the right is the well-appointed living room, ideal for relaxation and entertainment, while the left side opens to a distinguished dining room, perfect for hosting dinner parties and family gatherings. Beyond the arched doorway, you'll find a generous gathering room that serves as the heart of the home, connecting to a fully equipped kitchen. The kitchen boasts modern appliances, including an electric stove, built-in microwave, refrigerator, disposal, and a large pantry with double doors, providing ample storage and functionality. Abundant cabinetry ensures that all your culinary tools and essentials are neatly organized. The home's split floor plan ensures maximum privacy for the master suite, a true retreat featuring a luxurious master bath. This bathroom is complete with a separate shower and an inviting garden tub, perfect for soaking and unwinding after a long day. The property also includes tilt-out windows, designed for effortless cleaning and maintenance, making everyday living more convenient. This residence embodies both style and practicality, making it an exceptional opportunity in the Pace area. The meticulous attention to detail and thoughtful design elements make this home stand out. Within walking distance of Pace High and S.S. Dixon Primary.
You may be able to put down less than the total down payment amount of $147,266 and have the rest of the funds financed with a 2nd mortgage from a lender. 4
Location
Details
How it works
Assuming a mortgage can seem complex and unfamiliar. We simplify the process by providing white-glove support and expertise at every step.
Tour
Whether you have an agent or you’re just starting your search, reach out to us and we’ll help set up a home tour.
Offer
Roam works with you, your agent, and the listing agent to prepare a mortgage assumption agreement and finalize all details.
Close
Roam coordinates all parts of the transaction and keeps all parties up to date to provide a seamless 45-day close.
Who can qualify
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
Frequently asked questions
What is Roam?
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
What is an assumable mortgage?
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
Why is an assumable mortgage valuable?
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Will an assumption work for me?
An assumption might be a suitable option for you if you meet the lender’s qualifications. We also offer Roam Boost to help buyers reduce the down payment required to a minimum of 5-15%. See below for more FAQs specific to Roam Boost.
Why do buyers use Roam?
Assuming a mortgage can seem complex and unfamiliar. We simplify the process by providing white-glove support and expertise at every step.
Roam helps home buyers find and purchase homes with a low-rate assumable mortgage included. Once you find your dream home, Roam manages the process of assuming a low-interest rate mortgage, helping buyers save thousands a year on mortgage payments compared to buying with a traditional mortgage at today’s rates. On average, buyers who use Roam save $15,000 in mortgage payments annually.
MLS ID: #647633
Roam is committed to and abides by the Fair Housing Act of Equal Opportunity Act.