4026 Village Dr, Fayetteville, NC 28304
5 beds · 3 baths · 2,634 sqft sqft
Renovated and Spacious 5-Bedroom, 3-bathroom Dream home. This Charming residence offers a perfect blend of comfort, style and convenience, making it the ideal choice for your next home. Situated in a peaceful and well-established neighborhood. Ample space for both relaxation and entertainment. The open-concept design seamlessly connects the living, dining, and kitchen areas, creating a warm and inviting atmosphere. Step inside to discover beautiful New floors, modern new fixtures & New Granite Tops. The well-appointed kitchen is a chef’s delight, featuring sleek countertops, plenty of cabinetry, and high-end New appliances. - The master suite is a true retreat, complete with a private suite bathroom and a walk-in closet. Additional Master Bedroom ideal for guest and other bedrooms are spacious and versatile, perfect for family, friends, or even a home office. - Outdoor Oasis - Enjoy your own private backyard of 0.93 acres of Land., ideal for summer barbecues, gardening, or simply unwinding after a long day. This home has been meticulously maintained and is ready for you to move in and make it your own. Freshly painted and well-kept, it’s a blank canvas awaiting your personal touch. Outside, the expansive yard offers endless possibilities for landscaping and outdoor enjoyment, while the two-story shed with a garage and half bathroom provides valuable storage space and potential for a workshop, studio, mother in law with some refurbishment just use your imagination. Don’t miss out on this incredible opportunity to own a home that combines modern living with suburban charm. Contact us today to schedule your private tour and experience Your dream home awaits!
Source: TRIANGLEMLS #LP732969
Interest rate and monthly payment estimated based on public records.
Source: TRIANGLEMLS #LP732969
Source: Public records
Assuming a mortgage can seem complex and unfamiliar. We simplify the process by providing white-glove support and expertise at every step.
Whether you have an agent or you’re just starting your search, reach out to us and we’ll help set up a home tour.
Roam works with you, your agent, and the listing agent to prepare a mortgage assumption agreement and finalize all details.
Roam coordinates all parts of the transaction and keeps all parties up to date to provide a seamless 45-day close.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
What is Roam?
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
What is an assumable mortgage?
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
Why is an assumable mortgage valuable?
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Will an assumption work for me?
An assumption might be a suitable option for you if you meet the lender’s qualifications. We also offer Roam Boost to help buyers reduce the down payment required to a minimum of 5-15%. See below for more FAQs specific to Roam Boost.
Why do buyers use Roam?
Assuming a mortgage can seem complex and unfamiliar. We simplify the process by providing white-glove support and expertise at every step. Roam helps home buyers find and purchase homes with a low-rate assumable mortgage included. Once you find your dream home, Roam manages the process of assuming a low-interest rate mortgage, helping buyers save thousands a year on mortgage payments compared to buying with a traditional mortgage at today’s rates. On average, buyers who use Roam save $15,000 in mortgage payments annually.
MLS ID: #LP732969