4021 Links Blvd, Jefferson, GA 30549
4 beds · 2 baths · 2,475 sqft sqft
** 2.875% Assumable loan available for qualified buyers** Welcome to country club living at its finest! If you're looking for a perfect work-life balance, then look no further than this 4 bed/2.5 bath Craftsman style home. Nestled in the prestigious Traditions of Braselton golf club community, this home is located just across from hole #1. The heart of this home is the kitchen which was recently updated with Quartz countertops, new cabinet lighting, and a custom island. This amazing kitchen opens to the large family room with a brick picturesque wood-burning fireplace and updated hardwood flooring. There is a separate dining room that could easily be converted to a home office or play room. The master on main provides ample room with a large walk-in closet, double vanity in bathroom, and separate shower and soaking tub. Upstairs you will find three spacious secondary bedrooms. You will have the option of joining the private Traditions of Braselton Golf and Country Club. The club provides a championship 18 hole course, restaurant (Twenty7), lessons, and social events. Not only is there an exclusive country club, TOB amenities include an Olympic size pool w/huge water slide, fitness center, tennis and pickleball courts, playground, and places to enjoy nature. Resident benefits include top rated schools, shopping, and restaurants. Don't miss out on a perfect home! Located close to I85!
Source: GAMLS #10378641
Interest rate and monthly payment estimated based on public records.
Source: GAMLS #10378641
Source: Public records
Assuming a mortgage can seem complex and unfamiliar. We simplify the process by providing white-glove support and expertise at every step.
Whether you have an agent or you’re just starting your search, reach out to us and we’ll help set up a home tour.
Roam works with you, your agent, and the listing agent to prepare a mortgage assumption agreement and finalize all details.
Roam coordinates all parts of the transaction and keeps all parties up to date to provide a seamless 45-day close.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
What is Roam?
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
What is an assumable mortgage?
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
Why is an assumable mortgage valuable?
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
How can you find assumable mortgage listings?
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Get Notified” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
How do I qualify for an assumable mortgage?
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
MLS ID: #10378641
Roam is committed to and abides by the Fair Housing Act of Equal Opportunity Act.