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$349,900 SIGNIN

Sign in to see required down payment for the 3.2% rate

4013 6th St W, Lehigh Acres, FL 33971

3 beds · 2 baths · 1,527 sqft

Welcome to this stunning newer home situated in a highly sought-after area on a quiet dead-end street, offering a peaceful and serene living environment. Conveniently located close to Fort Myers, RSW airport, Interstate I-75, and Buckingham, this property provides easy access to essential amenities and transportation routes. The home boasts an open concept floor plan, featuring three bedrooms and two bathrooms. The interior is adorned with elegant granite countertops, stainless steel appliances, and tile flooring laid in a running bond pattern throughout the house, creating a cohesive and modern aesthetic. The east-facing primary suite offers a spacious walk-in closet, dual vanities with a granite countertop, a relaxing soaker tub, and a separate large walk-in shower, providing a luxurious retreat for unwinding after a long day. On the west wing of the house, you will find two additional bedrooms with ample closet space, a second bathroom equipped with a granite countertop, and a conveniently located laundry room with a standalone sink. The driveway can accommodate up to four vehicles, in addition to the two parking spaces within the garage, allowing for ample parking for you and your guests. The garage also features a side door that leads to the well equipment and air conditioning unit. This property is strategically located near schools and a public library, ensuring convenient access to educational and recreational facilities for families. Don't miss this exceptional opportunity to acquire this beautiful home in a desirable location. Schedule a showing and experience the tranquility and comfort that this property has to offer.

Estimated
Seller's interest rate
3.2%
7%
Estimated
Monthly payment

$1,559
$1,980
You may also save up to $127,102 in total interest paid.

Learn about how it works

Why Roam


Gap financing to lower your down payment

Unlock down payments as low as 5% – only with Roam

5x the likelihood your offer is accepted

If a purchase takes longer than 45 days, we’ll cover the seller’s mortgage until you close

Close faster and stress-free

We close 2x faster because of our deep experience and lender relationships

Rates and payments are estimates based on public records.

Financials
Seller’s estimated current equity is SIGNIN
To assume this mortgage you must cover the seller’s equity by using your cash or by combining your cash with gap financing.
Estimated $1,980 monthly payment

Financed
SIGNIN
Location
Use two fingers to move the map
Loan details
Loan type
FHA
Rate
3.2%
Remaining term
25 yrs and 2 mos
Remaining balance

Source: Public records

Monthly payment

All values shown are estimated costs / mo.

Total
$1,559
Principal & interest
$912
Mortgage insurance
$149
Property taxes
$179
Home insurance
$317
HOA fees
-
Utilities
Not included

Source: Public records

Home details
Size
1,527 sqft
Lot size
0.25 acres
Year built
2020
Type
Single Family Residence
HOA dues
$0.00

Source: NABOR #224090675

Qualify

To qualify, you must meet the current FHA or VA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50%. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.

FHA (Federal Housing Administration) loans

FHA loans require the buyer to assume the mortgage as a primary residence.

VA (Veteran's Affairs) loans

You don't have to be a veteran to assume a VA loan. However, not all veterans are willing to let a non veteran assume their mortgage. Roam confirms the seller's willingness prior to you making an offer.

Investors

You may be able to assume a VA mortgage as an investor without it being your primary residence.

Resources
Frequently asked questions

Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.

An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.

When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.

Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.

Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.

To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 620, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.

View all FAQs
Last updated: Apr 23, 2025 01:51 am
Listing agent: Leonel Maldonado (239) 271-0454
Listing provided courtesy of: Cabalo's Realty (863) 441-3295
Details provided by NABOR and may not match the public record.
MLS ID: #224090675
The source of this real property information is the copyrighted and proprietary database compilation of the M.L.S. of Naples, Inc. Copyright }}YEAR}} M.L.S. of Naples, Inc. All rights reserved. The accuracy of this information is not warranted or guaranteed. This information should be independently verified if any person intends to engage in a transaction in reliance upon it. The listing broker’s offer of compensation is made only to participants of the MLS where the listing is filed.
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$1,559
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