4013 6th St W, Lehigh Acres, FL 33971
3 beds · 2 baths · 1,527 sqft
Welcome to this stunning newer home situated in a highly sought-after area on a quiet dead-end street, offering a peaceful and serene living environment. Conveniently located close to Fort Myers, RSW airport, Interstate I-75, and Buckingham, this property provides easy access to essential amenities and transportation routes. The home boasts an open concept floor plan, featuring three bedrooms and two bathrooms. The interior is adorned with elegant granite countertops, stainless steel appliances, and tile flooring laid in a running bond pattern throughout the house, creating a cohesive and modern aesthetic. The east-facing primary suite offers a spacious walk-in closet, dual vanities with a granite countertop, a relaxing soaker tub, and a separate large walk-in shower, providing a luxurious retreat for unwinding after a long day. On the west wing of the house, you will find two additional bedrooms with ample closet space, a second bathroom equipped with a granite countertop, and a conveniently located laundry room with a standalone sink. The driveway can accommodate up to four vehicles, in addition to the two parking spaces within the garage, allowing for ample parking for you and your guests. The garage also features a side door that leads to the well equipment and air conditioning unit. This property is strategically located near schools and a public library, ensuring convenient access to educational and recreational facilities for families. Don't miss this exceptional opportunity to acquire this beautiful home in a desirable location. Schedule a showing and experience the tranquility and comfort that this property has to offer.
Source: NABOR #224090675
Learn about how it works
Why Roam
Gap financing to lower your down payment
Unlock down payments as low as 5% – only with Roam
5x the likelihood your offer is accepted
If a purchase takes longer than 45 days, we’ll cover the seller’s mortgage until you close
Close faster and stress-free
We close 2x faster because of our deep experience and lender relationships
Rates and payments are estimates based on public records.
Source: Public records
All values shown are estimated costs / mo.
Source: Public records
Source: NABOR #224090675
To qualify, you must meet the current FHA or VA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50%. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
FHA (Federal Housing Administration) loans
FHA loans require the buyer to assume the mortgage as a primary residence.
VA (Veteran's Affairs) loans
You don't have to be a veteran to assume a VA loan. However, not all veterans are willing to let a non veteran assume their mortgage. Roam confirms the seller's willingness prior to you making an offer.
Investors
You may be able to assume a VA mortgage as an investor without it being your primary residence.
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 620, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
