4011 Isabella Cir, Windermere, FL 34786
5 beds · 7 baths · 5,418 sqft sqft
This beautiful home, built by Toll Brothers in 2019, is located within CASABELLA, one of the more sought-after communities in Central Florida Located in Windermere, this community offers privacy, expansive homes on spacious lots, and luxurious lifestyle. Upon entering this GATED community, you immediately recognize the privacy and beautifully manicured landscapes throughout. This home instantaneously greets you with an expansive driveway and over 5400 square feet of indoor living. Comfort is felt immediately upon entry with APCO Fresh Air UV filtration systems installed on each of the THREE A/C units. Upon entry, you are greeted by a formal great room with marble floors, 25ft ceilings, and floor-to-ceiling windows that create a picture-esc scene overlooking the large swimming pool and spa flooded with an abundance of natural light! Directly adjacent, you will find a beautiful wet bar with wine cellar wall, perfect for gatherings or entertainment! Your first-floor primary bedroom is one of TWO owner’s suites, and boasts large windows with views of the backyard and swimming pool, two large walk-in closets, and flex space that can be used as a gym or private retreat! A stylish bath spa is separate from the shower, as well as THREE vanities! This floorplan offers an additional bedroom with en-suite bath, a spacious laundry room, and an office/craft room on the first level! You will be excited to find a GOURMET KITCHEN, fully equipped with JENNAIR appliances and large island. Enjoy dining here, in a spacious dining nook, or in a strikingly attractive formal dining room! The second level offers the second of the two owner’s suites, and three additional bedrooms that offer private bathrooms. For your outdoor living pleasure, you will find an outdoor kitchen, complete with a never used hibachi-style flattop, expansive gas grill and rotisserie spit rod and two refrigerators! Enjoy seating at the outdoor bar, equipped with surround sound, or create your own design with an abundant amount of hardscape. This beautiful home is minutes away from world-class shopping and dining, close to theme parks, and can be easily accessible to major highways. Schedule your tour today!
Source: STELLAR #o6243239
Interest rate and monthly payment estimated based on public records.
Source: STELLAR #o6243239
Source: Public records
Assuming a mortgage can seem complex and unfamiliar. We simplify the process by providing white-glove support and expertise at every step.
Whether you have an agent or you’re just starting your search, reach out to us and we’ll help set up a home tour.
Roam works with you, your agent, and the listing agent to prepare a mortgage assumption agreement and finalize all details.
Roam coordinates all parts of the transaction and keeps all parties up to date to provide a seamless 45-day close.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
What is Roam?
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
What is an assumable mortgage?
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
Why is an assumable mortgage valuable?
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
How can you find assumable mortgage listings?
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Get Notified” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
How do I qualify for an assumable mortgage?
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
MLS ID: #o6243239
Roam is committed to and abides by the Fair Housing Act of Equal Opportunity Act.