4011 Isabella Cir, Windermere, FL 34786
5 beds · 7 baths · 5,418 sqft
This exceptional residence, built by Toll Brothers in 2019, is nestled within Casabella, which is located in the prestigious Windermere. This exclusive neighborhood combines privacy, expansive homes on generously sized lots, and a lifestyle defined by luxury and comfort. Situated just minutes from the vibrant downtown areas of both Windermere and Winter Garden, residents enjoy the perfect balance of seclusion and convenience. As you enter this gated community, you are immediately greeted by meticulously manicured landscapes and an undeniable sense of tranquility. The home itself makes a striking first impression with its expansive driveway, leading to over 5,400 square feet of thoughtfully designed living space. Inside, the home offers a wealth of high-end features, including state-of-the-art APCO Fresh Air UV filtration systems installed on each of the three A/C units, ensuring optimal air quality and comfort. Upon entering, you are welcomed into a grand formal great room, complete with polished marble floors, soaring 25-foot ceilings, and floor-to-ceiling windows that flood the space with natural light and offer picturesque views of the private backyard, pool, and spa. Adjacent to this space, a beautifully designed wet bar with a wine cellar wall offers the ideal setting for entertaining or intimate gatherings. The first-floor primary suite serves as one of two luxurious owner’s retreats in the home. It features large windows with views of the outdoor oasis, dual walk-in closets, and a flexible space that could be used as a private gym or serene retreat. The spa-inspired bath includes a separate soaking tub and shower, along with three vanities, ensuring both functionality and indulgence. Additionally, the first floor includes a spacious en-suite bedroom, a dedicated office/craft room, and a well-appointed laundry room, making this home ideal for both family living and professional use. The gourmet kitchen is a chef’s dream, equipped with top-of-the-line appliances, a large central island, and an abundance of cabinet space. Whether you’re preparing meals in the kitchen, enjoying casual dining in the breakfast nook, or hosting guests in the formal dining room, the flow of the home is perfect for any occasion. Upstairs, you’ll find the second owner’s suite, offering privacy and luxury with its own spa-like bath, as well as 2 additional bedrooms, each with its own en-suite bath, providing ample space for family or guests. For outdoor entertaining, the home features an expansive patio with an outdoor kitchen and full sitting bar that includes a never-used hibachi-style flat top grill, a gas grill with rotisserie spit rod, two refrigerators, and a well-appointed bar area. The space is further enhanced by surround sound, offering an elevated outdoor living experience. With plenty of room for customization, the hardscaped area is perfect for creating a personalized outdoor sanctuary. This home offers the perfect blend of luxury, privacy, and convenience, just moments from the heart of Windermere and Winter Garden, providing an unmatched living experience in one of Central Florida's most desirable locations.
Source: STELLAR #O6257592
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Why Roam
Lower rates and lower down payments
The only homebuying option for you to put 5% down and get a 5% rate.
Closing guarantee
We can close in 45 days or we’ll pay the seller’s mortgage until we close.
Offer acceptance
95% of offers accepted when made with Roam. 5% accepted without.
Rates and payments are estimates based on public records.
Source: Public records
Source: STELLAR #O6257592
To qualify, you must meet the current FHA or VA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50%. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
FHA (Federal Housing Administration) loans
FHA loans require the buyer to assume the mortgage as a primary residence.
VA (Veteran's Affairs) loans
You don't have to be a veteran to assume a VA loan. However, not all veterans are willing to let a non veteran assume their mortgage. Roam confirms the seller's willingness prior to you making an offer.
Investors
You may be able to assume a VA mortgage as an investor without it being your primary residence.
What is Roam?
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
What is an assumable mortgage?
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
Why is an assumable mortgage valuable?
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
How can you find assumable mortgage listings?
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Get Notified” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
How do I qualify for an assumable mortgage?
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
Roam is committed to and abides by the Fair Housing Act of Equal Opportunity Act.