401 Bradford Way, Auburn, GA 30011
4 beds · 3 baths · 3,221 sqft sqft
This Pool home with a Full Finished Basement, 1 year old roof, new privacy fence, new rear deck, Luxury Vinyl Tile (LTV) and tiled floors, fully electric Property in Auburn, Georgia. Come with us and experience the grandiosity living in the charm of a vibrant community. This estate nestled near the historic city of Auburn, 316, and Fort Yargo state park. This exceptional property featuring a 2,256+ square foot home, depicting soft aesthetics, privacy, and open landscape with fruit trees for your creativity, upgrades, and final touch. The low maintenance vinyl siding with stack stone accent is jeweled with two partially renovated bathrooms, luxury vinyl plank flooring throughout the main and upper floors, with a spacious basement in-law suite with second kitchenette, a massive pool, two-sheds, large deck, flex-space, a pool table room, office space or could be used as a bedroom or pet room. Moreover, this Property will be a perfect spot for entertaining while unwinding in summer or winter. The home is spread across .70 acre of land and covers vast opportunities of endless memories. The lot has Apple, fig, pear, and peach trees and is perfect for a garden, playground, or parking for your toys. The living space is not just huge but also airy, with beautiful scenery. The house features 4 bedrooms, separate living and dining rooms, plus flex and office space, 3.5 bathrooms, attached 2-car garage, multiple living areas, a formal dining room, and an open kitchen. Beautifully appointed bedrooms and updated bathrooms complete the opulent ambiance. It also features an in-law suite to accommodate guests or extended families. The home is a versatile space that can be used for the perfect place for your family, friends, or guests to stay. Seller will contribute up to $4,000.00 toward closing costs, or updates/repairs, and a home warranty not to exceed $600.00 with a full listing price offer. Home is being sold as-is. Buyer must verify square footage accuracy. Posted square feet sourced from public records.
Source: GAMLS #10389481
Interest rate and monthly payment estimated based on public records.
Source: GAMLS #10389481
Source: Public records
Assuming a mortgage can seem complex and unfamiliar. We simplify the process by providing white-glove support and expertise at every step.
Whether you have an agent or you’re just starting your search, reach out to us and we’ll help set up a home tour.
Roam works with you, your agent, and the listing agent to prepare a mortgage assumption agreement and finalize all details.
Roam coordinates all parts of the transaction and keeps all parties up to date to provide a seamless 45-day close.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
What is Roam?
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
What is an assumable mortgage?
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
Why is an assumable mortgage valuable?
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
How can you find assumable mortgage listings?
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Get Notified” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
How do I qualify for an assumable mortgage?
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
MLS ID: #10389481
Roam is committed to and abides by the Fair Housing Act of Equal Opportunity Act.