4009 Cedar Crest Loop, Spring Hill, FL 34609
4 beds · 2 baths · 2,570 sqft sqft
*Move-In Ready*. Welcome to community of Pristine Place! Located in the Heart of Spring Hill, this beautiful Gated Community offers manicured landscaping, quiet streets, Community Clubhouse with pool, spa, exercise and sporting amenities. When you arrive to this Four Bedroom Pool Home you will notice the New Roof and New Exterior Paint. Step inside to find New Interior Paint and New Flooring throughout! With a Formal Dining Room, Formal Living Room, Spacious Kitchen with expansive cabinet storage and a fully functional Island, and open Family Room, this Home has space for every use. All Bedrooms have Walk-In Closets. The back bedroom has options to become a great private office if you don't need the 4th bedroom. The Master Suite offers access to the pool area, and features Dual Walk-In Closets in the hallway leading to your spacious spa like bathroom with Jetted Tub, walk-in Shower, and dual vanities. Step outside to your Florida Oasis! The Fully Screened in Lani offers ample sitting space with an Outdoor Kitchen perfect for hosting or for the whole family! The Pool offers a cascading Rock Waterfall where the sound of the splashes are perfect for relaxing at the end of a hot summer day! The 3-Car Garage has room for a work area and plenty of storage space. This Home has it all. Located close to medical offices, parks, restaurants, Hwy 50 and the Veterans Expressway. *Fully Assumable VA Loan with a 3.5% Rate*. Don't Miss the Florida Lifestyle You Deserve!
Source: STELLAR #w7868960
Interest rate and monthly payment estimated based on public records.
Source: STELLAR #w7868960
Source: Public records
Assuming a mortgage can seem complex and unfamiliar. We simplify the process by providing white-glove support and expertise at every step.
Whether you have an agent or you’re just starting your search, reach out to us and we’ll help set up a home tour.
Roam works with you, your agent, and the listing agent to prepare a mortgage assumption agreement and finalize all details.
Roam coordinates all parts of the transaction and keeps all parties up to date to provide a seamless 45-day close.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
What is Roam?
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
What is an assumable mortgage?
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
Why is an assumable mortgage valuable?
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Will an assumption work for me?
An assumption might be a suitable option for you if you meet the lender’s qualifications. We also offer Roam Boost to help buyers reduce the down payment required to a minimum of 5-15%. See below for more FAQs specific to Roam Boost.
Why do buyers use Roam?
Assuming a mortgage can seem complex and unfamiliar. We simplify the process by providing white-glove support and expertise at every step. Roam helps home buyers find and purchase homes with a low-rate assumable mortgage included. Once you find your dream home, Roam manages the process of assuming a low-interest rate mortgage, helping buyers save thousands a year on mortgage payments compared to buying with a traditional mortgage at today’s rates. On average, buyers who use Roam save $15,000 in mortgage payments annually.
MLS ID: #w7868960