4008 CAT MINT ST, Tampa, FL 33619
Welcome to this beautiful 4-bedroom, 2.5-bathroom home, built in 2019. Nestled in the sought-after Touchstone community, this home not only provides modern charm but also offers a plethora of amenities for a truly enriching lifestyle. Upon entering, you're greeted with an open floor plan creating a stylish and functional living area. The cook in your family will love this kitchen that comes with ample counter space, plenty of cabinets, and a large pantry for storage. Laminate tile throughout the entire home. The great room unfolds into a highly upgraded kitchen, featuring high-end granite countertops. The open layout allows for the integration of a dining table, creating. A convenient half bath on the lower level adds to the practicality of the design. Venturing upstairs, you'll be delighted by the beautiful laminate flooring and a versatile loft area flex space that can adapt to your daily living needs. The master bedroom is a spacious retreat with an en-suite bath, boasting an upgraded bathroom, a walk-in shower, and a generously sized closet. The other bedrooms are all generously sized, sharing another full bath with a spacious storage closet. Step into the backyard, where an extended cover lanai and a charming vinyl fence create a private oasis. Perfect for embracing the Florida lifestyle, this outdoor space is an ideal spot for relaxation and entertainment. To further elevate your living experience, the Touchstone community offers an array of amenities, including a clubhouse with a lounge and pool table, a resort-style swimming pool, a splash park, a playground, a fitness center, and a park. Conveniently located just minutes from shopping, restaurants, and I-75, this home offers a quick 15-minute drive to downtown Tampa and a 25-minute journey to Tampa International Airport. This move-in-ready home is bound to "wow" you. Don't miss the opportunity to make this your home today.
You may be able to put down less than the total down payment amount of $157,709 and have the rest of the funds financed with a 2nd mortgage from a lender. 4
Location
Details
How it works
Assuming a mortgage can seem complex and unfamiliar. We simplify the process by providing white-glove support and expertise at every step.
Tour
Whether you have an agent or you’re just starting your search, reach out to us and we’ll help set up a home tour.
Offer
Roam works with you, your agent, and the listing agent to prepare a mortgage assumption agreement and finalize all details.
Close
Roam coordinates all parts of the transaction and keeps all parties up to date to provide a seamless 45-day close.
Who can qualify
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
Frequently asked questions
What is Roam?
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
What is an assumable mortgage?
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
Why is an assumable mortgage valuable?
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Will an assumption work for me?
An assumption might be a suitable option for you if you meet the lender’s qualifications. We also offer Roam Boost to help buyers reduce the down payment required to a minimum of 5-15%. See below for more FAQs specific to Roam Boost.
Why do buyers use Roam?
Assuming a mortgage can seem complex and unfamiliar. We simplify the process by providing white-glove support and expertise at every step.
Roam helps home buyers find and purchase homes with a low-rate assumable mortgage included. Once you find your dream home, Roam manages the process of assuming a low-interest rate mortgage, helping buyers save thousands a year on mortgage payments compared to buying with a traditional mortgage at today’s rates. On average, buyers who use Roam save $15,000 in mortgage payments annually.
MLS ID: #t3544545