4006 Sojourner St, Austin, TX 78725
3 beds · 2 baths · 1,892 sqft sqft
Discovery the perfect blend of comfort, convenience, and community at 4006 Sojourner Street, nestled in the tranquil Austin's Colony neighborhood. This inviting 3-bedroom, 2-bathroom home is an ideal haven for first-time homebuyers, growing families, or anyone looking to experience the best of Austin living Step into a spacious living area filled with natural light, where the seamless flow between the living room, dining area, and kitchen makes everyday living and entertaining a breeze. The heart of the home, this kitchen is designed for both style and function. With modest appliances, pantry, breakfast bar. - Primary Suite Retreat: Featuring a spacious bedroom, walk-in closet, en-suite bathroom with a double vanity and garden tub—your personal spa experience. The fenced backyard and patio for gatherings, from weekend BBQs to starlit evenings. - **Parks a short stroll to Austin’s Colony Park, where you can explore hiking trails, sports courts, and playgrounds—ideal for active lifestyles and outdoor enthusiasts. - **Proximity to Growth: With the Tesla Gigafactory nearby and ongoing area developments, this home is not only a place to live but also a smart investment. - **Convenient Commutes:** Located minutes from Austin-Bergstrom International Airport and with easy access to major highways and the Capital Metro rail line, commuting to downtown Austin or anywhere in the city within minutes. This property offers the best of both worlds: the tranquility of suburban living with the excitement of city life just around the corner. Act Now! Opportunities like this are rare. Schedule your private showing today and see for yourself why 4006 Sojourner Street is the perfect place to call home. Don’t miss out on making this home! (Buyer to verify all information)
Source: ACTRIS #6817626
Interest rate and monthly payment estimated based on public records.
Source: ACTRIS #6817626
Source: Public records
Assuming a mortgage can seem complex and unfamiliar. We simplify the process by providing white-glove support and expertise at every step.
Whether you have an agent or you’re just starting your search, reach out to us and we’ll help set up a home tour.
Roam works with you, your agent, and the listing agent to prepare a mortgage assumption agreement and finalize all details.
Roam coordinates all parts of the transaction and keeps all parties up to date to provide a seamless 45-day close.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
What is Roam?
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
What is an assumable mortgage?
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
Why is an assumable mortgage valuable?
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Will an assumption work for me?
An assumption might be a suitable option for you if you meet the lender’s qualifications. We also offer Roam Boost to help buyers reduce the down payment required to a minimum of 5-15%. See below for more FAQs specific to Roam Boost.
Why do buyers use Roam?
Assuming a mortgage can seem complex and unfamiliar. We simplify the process by providing white-glove support and expertise at every step. Roam helps home buyers find and purchase homes with a low-rate assumable mortgage included. Once you find your dream home, Roam manages the process of assuming a low-interest rate mortgage, helping buyers save thousands a year on mortgage payments compared to buying with a traditional mortgage at today’s rates. On average, buyers who use Roam save $15,000 in mortgage payments annually.
MLS ID: #6817626