4006 Sojourner St, Austin, TX 78725
3 beds · 2 baths · 1,892 sqft
**Seller is offering an allowance towards carpet, painting, and rate buy-down. Contact agent for details. Discover the perfect blend of comfort, convenience, and community at 4006 Sojourner Street, nestled in the tranquil Austin's Colony neighborhood. This inviting 3-bedroom, 2-bathroom home is an ideal haven for first-time homebuyers, growing families, or anyone looking to experience the best of Austin living Step into a spacious living area filled with natural light, where the seamless flow between the living room, dining area, and kitchen makes everyday living and entertaining a breeze. The heart of the home, this kitchen is designed for both style and function. With modest appliances, pantry, breakfast bar. - Primary Suite Retreat: Featuring a spacious bedroom, walk-in closet, en-suite bathroom with a double vanity and garden tub—your personal spa experience. The fenced backyard and patio for gatherings, from weekend BBQs to starlit evenings. - **Parks a short stroll to Austin’s Colony Park, where you can explore hiking trails, sports courts, and playgrounds—ideal for active lifestyles and outdoor enthusiasts. - **Proximity to Growth: With the Tesla Gigafactory nearby and ongoing area developments, this home is not only a place to live but also a smart investment. - **Convenient Commutes:** Located minutes from Austin-Bergstrom International Airport and with easy access to major highways and the Capital Metro rail line, commuting to downtown Austin or anywhere in the city within minutes. This property offers the best of both worlds: the tranquility of suburban living with the excitement of city life just around the corner. Act Now! Opportunities like this are rare. Schedule your private showing today and see for yourself why 4006 Sojourner Street is the perfect place to call home. Don’t miss out on making this home! (Buyer to verify all information)
Source: ACTRIS #6817626
Interest rate and monthly payment estimated based on public records.
Source: ACTRIS #6817626
Source: Public records
Assuming a mortgage can seem complex and unfamiliar. We simplify the process by providing white-glove support and expertise at every step.
Whether you have an agent or you’re just starting your search, reach out to us and we’ll help set up a home tour.
Roam works with you, your agent, and the listing agent to prepare a mortgage assumption agreement and finalize all details.
Roam coordinates all parts of the transaction and keeps all parties up to date to provide a seamless 45-day close.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
What is Roam?
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
What is an assumable mortgage?
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
Why is an assumable mortgage valuable?
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
How can you find assumable mortgage listings?
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Get Notified” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
How do I qualify for an assumable mortgage?
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
MLS ID: #6817626
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