4002 Tifton Dr, Columbus, GA 31907
4 beds · 2 baths · 2,123 sqft
This mid-century modern home boasts a brand new look throughout! This deceivingly large home features 4 BR's 2 baths, an updated kitchen w/granite countertops, recessed lighting, a breakfast bar, all open to a generously sized dining room with recessed lighting ......both rooms enjoy a view of the massive family room with painted brick fireplace & rough-hewn styled mantle. Natural light floods into the versatile family room which offers the perfect place for large family gatherings. Stepping outside through a French door, this gathering space flows into an expansive screened-in porch with a cathedral ceiling & full views of the outdoor space. A separate living room allows for some to steal away from the crowd for some quieter conversation while remaining connected to the fun. The entire interior boasts modern design choices including LVP flooring, light neutral paint, new 6 panel doors with black hardware, new plumbing fixtures & 2 inch faux wood blinds.. Privacy fenced backyard, frame built outbuilding, new roof on home and outbuilding. With its convenient location, expansive living space, and updated interiors, this home is a perfect choice for today's discriminating homebuyer. A must see!Brick & siding single story home w/single attached garage and screened porch. L-shaped contemporary style home. 4 BR 2 bath, new roof, new LVP flooring throughout, all new interior doors & hardware, newly painted kitchen cabinets w/black hardware, tile backsplash, granite counters, SS appliances, huge den with painted brick fireplace, new recessed lighting & ceiling fans throughout, all new vanity lights & mirrors, outbuilding w/new roof, privacy fence.
Source: GAMLS #10480620
All values shown are estimated costs / mo.
Source: Public records
Source: GAMLS #10480620
To qualify, you must meet the current FHA or VA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50%. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
FHA (Federal Housing Administration) loans
FHA loans require the buyer to assume the mortgage as a primary residence.
VA (Veteran's Affairs) loans
You don't have to be a veteran to assume a VA loan. However, not all veterans are willing to let a non veteran assume their mortgage. Roam confirms the seller's willingness prior to you making an offer.
Investors
You may be able to assume a VA mortgage as an investor without it being your primary residence.
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 620, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
Roam is committed to and abides by the Fair Housing Act of Equal Opportunity Act.