4001 Scarlet Branch Rd, Orlando, FL 32824
3 beds · 2 baths · 2,055 sqft sqft
Welcome to Woodland Park, where this stunning home awaits! Located in a highly sought-after neighborhood, this spacious residence offers 3 bedrooms and 2 full bathrooms with a den. It features a French entrance with glass windows and a modern open-concept layout with an expansive kitchen island, perfect for gatherings, and granite countertops that bring style and durability to the kitchen. The split floor plan includes a convenient Jack-and-Jill bathroom with quartz counters designed to meet all your lifestyle needs. There are lovely black cabinets throughout the home, as well as higher toilet seats. Unwind in the bright, airy primary suite, complete with dual closets for ample storage. The luxurious primary bathroom offers a relaxing retreat, featuring a garden tub separate from the double vanities, a private toilet, a shower, and elegant tray ceilings. Each room throughout the home is equipped with a ceiling fan for added comfort, six fans in total. This home comes with a range of included appliances, such as a stove, overhead range, refrigerator, washer, and dryer, ensuring a move-in-ready experience. The home office/den is versatile enough to accommodate two twin beds, allowing it to be used as an additional bedroom if desired. Additional highlights include stained glass sliding doors in the living room, which lead to a beautiful outdoor open patio, and the lanai has a fan as well. The windows throughout the home are tinted, keeping the interior comfortably cool—77 degrees feels like 73. The property sits on a fenced conservation lot with no rear neighbors, offering privacy and tranquility. A French drain system routes water to the street, and left-side gutters are directed to a pipe that leads underground. With a 2-car garage with more than enough space for two trucks and over 2,000 square feet of living space, there’s ample room for everyone. There is also paved access for the garbage bin, which needs to be tucked in with the fence as per HOA regulations. Conveniently located near Lake Nona, the UF College of Pharmacy, and Amazon, this home offers easy access to major highways and popular attractions. Blending style with functionality, this property is perfect for both comfort and entertainment, creating a warm and welcoming atmosphere for family and friends. Call today to schedule a private tour and make this beautiful home yours!
Source: STELLAR #o6255721
Interest rate and monthly payment estimated based on public records.
Source: STELLAR #o6255721
Source: Public records
Assuming a mortgage can seem complex and unfamiliar. We simplify the process by providing white-glove support and expertise at every step.
Whether you have an agent or you’re just starting your search, reach out to us and we’ll help set up a home tour.
Roam works with you, your agent, and the listing agent to prepare a mortgage assumption agreement and finalize all details.
Roam coordinates all parts of the transaction and keeps all parties up to date to provide a seamless 45-day close.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
What is Roam?
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
What is an assumable mortgage?
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
Why is an assumable mortgage valuable?
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
How can you find assumable mortgage listings?
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Get Notified” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
How do I qualify for an assumable mortgage?
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
MLS ID: #o6255721
Roam is committed to and abides by the Fair Housing Act of Equal Opportunity Act.