400 Fieldstone Rd, Liberty Hill, TX 78642
5 beds · 3 baths · 2,543 sqft
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Beautiful and Exceptionally Maintained Home in the desirable Liberty Hill neighborhood of Stonewall Ranch! This home has a Perfect floorplan for a Family with 5 bedrooms, 3 full baths and 2 Large living areas. The home offers a truly open floorplan downstairs with plenty of light and large rooms, including a Family Room with a Fireplace, a Big Dining Area, and a Cook's Kitchen, complete with a Large Center Island. The Kitchen features Stainless Steel Energy-Efficient appliances, Granite countertops, and 42" Cabinets. Downstairs, you will also find a Generous Master Suite and Bathroom with a full-size walk-in shower, a recessed laundry room, a second bedroom and another full bath. The Upstairs floorplan includes a Second Huge Family Room, 3 more bedrooms, all with plenty of space, and a large third bathroom with a dual vanity. All of the bedrooms and family rooms have ceiling fans. The icing on the cake for this house is that it has a full 3-car garage that is finished with textured walls and baseboards. The home is equipped with a monitored security system that includes window and breakage sensors. The big back yard and extended patio is perfect for the kids and entertaining. Beyond the back yard and the trees behind it is a private home on a very large lot outside the neighborhood which adds privacy to the back yard. This was an important feature for the current owners. The community has Wonderful Liberty Hill schools with an elementary school within walking distance, and the neighborhood is convenient to US183, Hwy 29 and US183A for fast access to shopping, grocery stores and hospitals! This is the perfect home for some family!!
Source: ACTRIS #9143404
Learn about how it works
Why Roam
Gap financing to lower your down payment
Unlock down payments as low as 5% – only with Roam
5x the likelihood your offer is accepted
If a purchase takes longer than 45 days, we’ll cover the seller’s mortgage until you close
Close faster and stress-free
We close 2x faster because of our deep experience and lender relationships
Rates and payments are estimates based on public records.
Source: Public records
All values shown are estimated costs / mo.
Source: Public records
Source: ACTRIS #9143404
To qualify, you must meet the current FHA or VA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50%. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
FHA (Federal Housing Administration) loans
FHA loans require the buyer to assume the mortgage as a primary residence.
VA (Veteran's Affairs) loans
You don't have to be a veteran to assume a VA loan. However, not all veterans are willing to let a non veteran assume their mortgage. Roam confirms the seller's willingness prior to you making an offer.
Investors
You may be able to assume a VA mortgage as an investor without it being your primary residence.
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 620, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
Roam is committed to and abides by the Fair Housing Act and Equal Opportunity Act.