400 Dunlin Dr, Summerville, SC 29486
4 beds · 3 baths · 2,820 sqft
ASSUMABLE 3.625% INTERST RATE FOR QUALIFIED BUYERS!!!Move-In Ready in Award-Winning Nexton - North CreekWelcome to 400 Dunlin Drive, a pristine 4-bedroom, 3-bath home in the nationally acclaimed master-planned community of Nexton--recognized as the #1 Master-Planned Community in the U.S. by the National Association of Home Builders. Located in North Creek, one of Nexton's most charming enclaves, this home backs up to a scenic 7-acre pond and is a short walking-distance to the neighborhood amenity center and pool. Designed fortoday's lifestyle with elevated post-build upgrades that add both substance and sophistication, this like-new residence combines Lowcountry charm with high-function forward-thinking convenience, low-maintenance living, community events, easy access to green spaces, under two miles to top-rated schools, dining, and recreation in one of the most innovative neighborhoods in the country. WELCOME HOME: Step through the front door into an open, light-filled layout designed for modern living. Craftsman trim, added windows, and stylish cordless top-down bottom-up shades fill the main living areas with fantastic natural light. With weathered tones and organic texture, the Driftwood Oak flooring aesthetic in downstairs living areas blends fresh, modern appeal with classic character, setting the stage for a cohesive and durable foundation that complements any interior style. A full guest suite with an adjacent full bath on the main floor offers versatility for hosting, working from home, or multigenerational living. The main level also includes a dedicated dining room, spacious great room, and open breakfast area, creating the ideal flow for gathering and entertaining. THE HEART OF THE HOME: At the center of it all is the impressive chef's kitchen, anchored by a massive island with upscale detailing. Salt and pepper granite countertops, stainless appliances, a 5-burner gas range, single deep undermount sink, combine style with functionality. The crisp alpine white 36/42" castled cabinetry is accented by craftsman pendant lights, recessed lights, and Logic 4x10 subway tile backsplash. A walk-in pantry with upgraded custom shelving & cabinetry is built to house all your kitchen appliances with ease, while the adjacent butler's pantry serves as a coffee bar, serving station, or extra storage hub. PRIMARY SUITE RETREAT: Upstairs, the oversized primary suite spans over 250 square feet and overlooks tranquil pond views at the rear of the home. The en-suite bath features a dual granite vanity, water closet, and a fully tiled rain-head shower with bench. An oversized large walk-in closet provides ample storage space and convenience. FLEXIBLE BEDROOMS & BONUS SPACES: Upstairs, two spacious secondary bedrooms share a full hall bath with a granite dual vanity, offering both function and privacy. The 275+ sqft game room provides the perfect canvas for a home theater, playroom, gym, or second living area. Downstairs, a fourth bedroom and full bath create a private suite ideal for guests, remote work, or multi-generational living. Even the laundry room impresses and is far from an afterthought, it features upgraded lighting, a folding table, added cabinetry, and an oversized linen closet with custom built-in shelving designed for organized storage. EXTERIOR & OUTDOOR LIVING: The curb appeal is undeniable with a stacked stone elevation, covered front porch, and professionally landscaped yard. Enjoy morning coffee or evening breezes on the screened back porch overlooking the fully fenced yard and pond. Gutters with in-ground French drains and irrigation make exterior maintenance a breeze, while the 2-car garage includes an automatic opener and professionally installed epoxy floors. Tankless water heater. LIFE AT YOUR DOORSTEP IN NEXTON - NORTH CREEK: As a North Creek resident, you'll enjoy the best of Nexton living, protected green spaces, lakes, an observation deck, a clubhouse with a wrap-around porch and outdoor fireplace, a large 25-meter competition pool, and an activity lawn perfect for play and picnics. Miles of trails and neighborhood events foster connection and outdoor enjoyment. LOCATION & CONVENIENCE: You're just minutes to the Lowcountry's largest YMCA, Publix, Starbucks, Halls Chophouse, Taco Boy, and The Rustic Muffin, to name a few. Medical, educational, and professional hubs are close by Roper St. Francis Berkeley Hospital (under 4 miles), Volvo, Google, and I-26 are all easily accessible. The upcoming Nexton Middle School and Berkeley County Park will add even more value to this thriving area. YOUR NEXT MOVE: Whether you're relocating, upgrading, or targeting investment potential with in-demand executive rentals, 400 Dunlin Drive offers the perfect blend of comfort, design, and location. Schedule your private showing today and take the next step toward life in award-winning Nexton. FINANCING OPTIONS This home offers a variety of attractive financing paths to meet buyers where they are. Most notably, the existing mortgage is assumable at a 3.625% interest rate for qualified buyers a rare opportunity to secure a significantly lower rate in today's market.
Source: CTAR #25009141
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Why Roam
Gap financing to lower your down payment
Unlock down payments as low as 5% – only with Roam
5x the likelihood your offer is accepted
If a purchase takes longer than 45 days, we’ll cover the seller’s mortgage until you close
Close faster and stress-free
We close 2x faster because of our deep experience and lender relationships
Rates and payments are estimates based on public records.
Source: Public records
All values shown are estimated costs / mo.
Source: Public records
Source: CTAR #25009141
To qualify, you must meet the current FHA or VA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50%. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
FHA (Federal Housing Administration) loans
FHA loans require the buyer to assume the mortgage as a primary residence.
VA (Veteran's Affairs) loans
You don't have to be a veteran to assume a VA loan. However, not all veterans are willing to let a non veteran assume their mortgage. Roam confirms the seller's willingness prior to you making an offer.
Investors
You may be able to assume a VA mortgage as an investor without it being your primary residence.
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 620, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
Roam is committed to and abides by the Fair Housing Act of Equal Opportunity Act.