40 Maple Ct, Midland, GA 31820
4 beds · 3 baths · 2,922 sqft
ONE OF A KIND! This 4 bedroom, 3 bath home in Harris County, GA is not your cookie-cutter home. From the easy care tile flooring throughout to the gorgeous outdoor landscaping, this home is unique in every way. Custom built and continually upgraded amenities have made this home the showplace that it is today. Must see to appreciate areas like the epoxy floored garage with extra heavy duty cabinets & workstation, the garden house & saltwater pool & outdoor indirect solar lighting for ambiance. LIVE YOUR BEST LIFE in this WOODED RETREAT. At the end of a quiet cul-de-sac is where you will find this gorgeous custom built home and all its charm. If you love the outdoors, this home offers full views with floor to ceiling windows and unobstructed views of this 2 acre woodland respite. Made for all seasons, this home features a screened porch, a firepit area, a saltwater pool, a garden house, & walking paths with perennials throughout the property. The master bedroom is huge and overlooks the backyard and the trees. The master bath features a freestanding tub and a separate shower plus double vanities & Two large walk-in closets. Bedroom #2 has its own bathroom, and Bedrooms #3 & #4 are on the other side of the home & share a bathroom. The formal dining room is currently used as a home office (fiber optic cable internet). A chef's delight, the kitchen is tremendous and has custom cabinetry above and below the granite countertops and includes items such as lazy susan corners, under cabinet lighting, and even a coffee station! With a double oven and a huge center island, you can host the next family get-together right here! The kitchen features a large keeping room with stone fireplace and is also open to the Livingroom which opens to the screened porch, so this home is perfect for entertaining inside or outside. Other amenities include leaf filter rain gutters, wood burning fireplace insert, alarm system with motion sensitive cameras & glass break sensors, custom landscaping, Orbi satellite internet booster for outdoors, tile and laminate wood flooring (no carpets), side entry epoxy floored garage & mudroom w/sink, heavy duty cabinetry & workstation in garage, black chain link fenced back yard, mostly hardwoods on property, screened back porch plus a deck, steppingstone path to pool with hard-wired lights w/timer, Rain Bird sprinkler system with new heads and emergency shut-off valve. The slope of this property allows for great drainage and no water issues
Source: GAMLS #10400348
Source: GAMLS #10400348
Assuming a mortgage can seem complex and unfamiliar. We simplify the process by providing white-glove support and expertise at every step.
Whether you have an agent or you’re just starting your search, reach out to us and we’ll help set up a home tour.
Roam works with you, your agent, and the listing agent to prepare a mortgage assumption agreement and finalize all details.
Roam coordinates all parts of the transaction and keeps all parties up to date to provide a seamless 45-day close.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
What is Roam?
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
What is an assumable mortgage?
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
Why is an assumable mortgage valuable?
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
How can you find assumable mortgage listings?
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Get Notified” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
How do I qualify for an assumable mortgage?
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
MLS ID: #10400348
Roam is committed to and abides by the Fair Housing Act of Equal Opportunity Act.