3s565 Everton Dr, Warrenville, IL 60555
2 beds · 3 baths · sqft
Nestled within one of the area's most sought-after communities, Everton offers an elevated lifestyle surrounded by the tranquil beauty of the Illinois Prairie Path. With direct access to the path, an outdoor pool, a fitness facility, and convenient shopping just moments away-including Culver's for those indulgent cravings-this is the ideal place to call home. From the moment you arrive, the striking exterior, featuring premium hardi-plank siding, expansive windows, and a private balcony, sets the tone for what's inside. Modern and inviting, this home offers a seamless blend of elegance and functionality, creating the perfect space for both relaxation and entertaining. Step inside, and you'll find a spacious layout designed for comfort and connection. The kitchen, while separate from the family room, still feels open and connected-perfect for those who love to entertain. With 42" cabinetry, quartz countertops, and high-end GE stainless steel appliances, it's both beautiful and functional. Expansive windows flood the space with natural light, creating a bright, airy atmosphere throughout. Upstairs, the open loft area is bathed in sunlight, offering an inviting space for relaxation or creative use. The second bedroom enjoys a private bath, while the owner's suite is a true retreat. With a spa-like bath featuring a double-bowl vanity, designer tile shower, and a spacious walk-in closet, it's a perfect place to unwind after a long day. For added convenience, the home includes an upstairs laundry room-eliminating the need to carry clothes up and down stairs. The lower level offers a finished bonus room that's full of potential. Whether you need an office, a playroom, or a media space, the possibilities are endless. Everton offers a lifestyle that blends modern convenience with natural beauty, all within a community that's designed to enhance your everyday living. You don't want to miss this!
Source: MRED #12217471
Interest rate and monthly payment estimated based on public records.
Source: MRED #12217471
Source: Public records
Assuming a mortgage can seem complex and unfamiliar. We simplify the process by providing white-glove support and expertise at every step.
Whether you have an agent or you’re just starting your search, reach out to us and we’ll help set up a home tour.
Roam works with you, your agent, and the listing agent to prepare a mortgage assumption agreement and finalize all details.
Roam coordinates all parts of the transaction and keeps all parties up to date to provide a seamless 45-day close.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
What is Roam?
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
What is an assumable mortgage?
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
Why is an assumable mortgage valuable?
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
How can you find assumable mortgage listings?
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Get Notified” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
How do I qualify for an assumable mortgage?
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
MLS ID: #12217471
Roam is committed to and abides by the Fair Housing Act of Equal Opportunity Act.