3992 Amble Way, Milton, FL 32571
4 beds · 3 baths · 2,997 sqft
Welcome to 3992 Amble Way, nestled in the highly sought-after Robinson Estates of Pace, FL. Situated on an expansive 0.37-acre lot, this stunning home is designed to elevate your lifestyle with its impeccable craftsmanship and modern elegance. Step inside to discover a thoughtfully designed open floor plan, where the living room, dining area, and kitchen seamlessly blend together, creating the perfect space for hosting family and friends. The soaring high ceilings amplify the sense of openness and light, making every gathering feel effortlessly comfortable and stylish. The rich wood-look plank ceramic tile and stunning granite countertops enhance the home’s luxurious appeal, ensuring every corner is both functional and beautiful. For those who value privacy and tranquility, the backyard offers the perfect retreat. Backing up to a preserved wooded area, you can rest easy knowing your privacy will remain intact, creating a serene and peaceful outdoor space to enjoy year-round. Whether you're entertaining a crowd or enjoying a quiet evening at home, this property is the ideal blend of comfort, luxury, and natural beauty. Located in a thriving community with close proximity to top schools, shopping, dining, and entertainment, this home is more than just a place to live—it’s a lifestyle upgrade. The heart of the home is the kitchen with stainless steel appliances, a wall oven/microwave, cooktop, and a top-control quiet dishwasher. The primary suite is a dream to relax and unwind. You will find the separate tile shower and garden tub in the spacious ensuite leading you to the custom finished walk-in closet. Outside, the fully fenced yard provides privacy and security, while the beautifully landscaped front yard, adorned with tall palm trees, adds curb appeal and charm. Robinson Estates offers sidewalks, underground utilities, and a fabulous community pool.
Source: PENSACOLA #643464
Interest rate and monthly payment estimated based on public records.
Source: PENSACOLA #643464
Source: Public records
Assuming a mortgage can seem complex and unfamiliar. We simplify the process by providing white-glove support and expertise at every step.
Whether you have an agent or you’re just starting your search, reach out to us and we’ll help set up a home tour.
Roam works with you, your agent, and the listing agent to prepare a mortgage assumption agreement and finalize all details.
Roam coordinates all parts of the transaction and keeps all parties up to date to provide a seamless 45-day close.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
What is Roam?
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
What is an assumable mortgage?
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
Why is an assumable mortgage valuable?
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
How can you find assumable mortgage listings?
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Get Notified” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
How do I qualify for an assumable mortgage?
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
MLS ID: #643464
Roam is committed to and abides by the Fair Housing Act of Equal Opportunity Act.