3975 Night Star Trl, Odessa, FL 33556
4 beds · 4 baths · 2,897 sqft
Get a free consultation call with an expert in the mortgage assumption process.
Under contract-accepting backup offers. Assumable VA Mortgage at 2.25%!! Seller is also offering a one year maintenance package to include lawn maintenance, fertilization, and exterior pest control. Welcome 3975 Night star Trail in Starkey Ranch to the market! With Dual Master Suites & Stunning Features. Nestled in one of the final phases of the highly sought-after Starkey Ranch community, this amazing home offers an exceptional blend of luxury, comfort, and convenience. Located just blocks from Albritton Community Park and Pool, this residence boasts great curb appeal with fresh landscaping , a welcoming front porch, and a charming rear alleyway surrounded by serene conservation views. Step inside to discover a thoughtfully designed layout featuring dual master suites—one upstairs and one downstairs, with large walk in closets! Ideal for multigenerational living or added privacy. The downstairs owner’s suite includes a tray ceiling and an inviting rain shower ensuite, complete with large charcoal wall tile and a pebble mosaic floor—a true retreat at the end of the day. The heart of the home, the kitchen is a chef’s delight, featuring premium Samsung smart appliances, 42” level 5 cabinetry with decorative upper molding, and soft-close doors and drawers. The spacious center island is perfect for gatherings and entertaining. Upstairs, you’ll find three bedrooms plus a grand super bonus room, perfect for a media room, playroom, or additional living space. The home offers two balconies—one upstairs and one downstairs—both positioned to capture the tranquil beauty of the surrounding conservation area. Additional features include new black modern light fixtures and ample recessed lighting throughout home. Freshly painted interior and new flooring throughout—no carpet! Tankless water heater for energy efficiency. Custom carriage-style garage door, and Paver driveway with rear entry patio. As part of the award-winning Starkey Ranch master-planned community, residents enjoy access to over 20 miles of walking and biking trails, a district park for sports, a public library, and the Starkey Ranch K-8 School of the Arts. Conveniently located near shopping, dining, and entertainment, this home offers the perfect blend of modern living in a vibrant community. schedule your private tour today!
Source: STELLAR #W7873697
Source: STELLAR #W7873697
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 620, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
Roam is committed to and abides by the Fair Housing Act and Equal Opportunity Act.