3973 Ano Ct, San Jacinto, CA 92582
4 beds · 2 baths · 1,860 sqft
Stunning Solar-Powered Home with Breathtaking Views! Live on top of the world in one of the highest points of the tract, with unparalleled privacy and spectacular mountain and hillside views. Nestled on a large, 10,019 square foot lot at the end of a quiet cul-de-sac, this newer, single-story 4-bedroom, 2-bathroom home offers the perfect blend of comfort and luxury. Enjoy your morning coffee on the inviting covered front porch, where you can take in the peaceful surroundings. The formal entry leads into a spacious interior, designed with a color scheme that complements any style. The chef’s kitchen is a dream, featuring granite countertops, crisp white cabinetry, a breakfast bar, stainless steel appliances, and recessed lighting. The open, great room-style family room allows you to cook, relax, and entertain all at once. The master suite provides a private retreat with a large walk-in closet and a luxurious en-suite bathroom, complete with dual sinks and a generously sized step-in shower. A convenient indoor laundry room, panel doors, and fire sprinklers throughout add to the home’s functionality. Take advantage of the paid solar system and enjoy energy savings year-round. The serene backyard patio is perfect for relaxing while enjoying the views of the natural landscape, all surrounded by drought-tolerant, low-maintenance landscaping. With no front or rear neighbors, this home offers the utmost in privacy. Don't miss out on this rare opportunity to own an exceptional home in a prime location!
Source: CRMLS #SW24163131
Financials
Source: CRMLS #SW24163131
Source: Public records
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50%. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
Other resourcesWhat is Roam?
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
What is an assumable mortgage?
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
Why is an assumable mortgage valuable?
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
How can you find assumable mortgage listings?
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Get Notified” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
How do I qualify for an assumable mortgage?
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
Roam is committed to and abides by the Fair Housing Act of Equal Opportunity Act.