3964 Lightning Ct, Sanford, FL 32773
4 beds · 3 baths · 2,123 sqft
Welcome Home! End your search with this exquisite, move-in ready Toll Brothers residence, nestled in the gated community of Parkview Place. Built in 2020 and conveniently located just minutes from Sanford Airport and the charming downtown Historic Sanford, this home is a must-see. The Blackwell model boasts 4 bedrooms, 3 bathrooms, and offers 2,123 square feet of living space. Its welcoming covered entry leads to a soaring foyer, offering a direct line of sight to the striking great room, dining area, kitchen, and a paved, covered lanai with a fenced backyard. Admire POND views from each of the entertainment spaces! If you enjoy hosting, step out to your private backyard with a stunning water view and fence for added safety. The well-appointed kitchen seamlessly extends into the great room and includes 42-inch cabinets, a spacious center island, expansive wraparound counters, and cabinetry, along with a large pantry. A guest bedroom and full bath complete the first-floor layout. The master suite, a private retreat, features two large walk-in closets and a luxury master bath with dual sinks, a glass-enclosed shower, and a private water closet. The second floor includes a generous loft and additional bedrooms with ample closet space. Further features include a conveniently placed second-floor laundry room, 9'4" ceilings on the first floor, a WI-Fi enabled thermostat, a garage door opener, and a Keyless Entry Door Lock. Parkview Place is ideally located near shopping, dining, Lake Monroe, major highways, and the Sanford International Airport. This picturesque community also offers a pool, cabana, and Tot Lot. Please be aware that the property may have audio and visual surveillance. This home is being offered with a Home Warranty leaving you worry free! Schedule your viewing today and make this remarkable house your home!
Source: STELLAR #O6290797
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Why Roam
Gap financing to lower your down payment
Unlock down payments as low as 5% – only with Roam
5x the likelihood your offer is accepted
If a purchase takes longer than 45 days, we’ll cover the seller’s mortgage until you close
Close faster and stress-free
We close 2x faster because of our deep experience and lender relationships
Rates and payments are estimates based on public records.
Source: Public records
Source: STELLAR #O6290797
To qualify, you must meet the current FHA or VA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50%. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
FHA (Federal Housing Administration) loans
FHA loans require the buyer to assume the mortgage as a primary residence. When you apply for the loan, you must attest that the home will be your primary residence for 12 months to be approved for an FHA assumption. Most lenders will ask that you move in within 60 days.
VA (Veteran's Affairs) loans
You don't have to be a veteran to assume a VA loan. However, not all veterans are willing to let a non veteran assume their mortgage. Roam confirms the seller's willingness prior to you making an offer.
Investors
You may be able to assume a VA mortgage as an investor without it being your primary residence.
What is Roam?
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
What is an assumable mortgage?
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
Why is an assumable mortgage valuable?
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
How can you find assumable mortgage listings?
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
How do I qualify for an assumable mortgage?
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 620, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
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