3961 Bellingrath Main NW, Kennesaw, GA 30144
6 beds · 4 baths · 4,561 sqft
Don't miss your opportunity to own this MOVE-IN READY John Wieland residence, a thoughtfully updated gem nestled within Legacy Park, Kennesaw’s prestigious 117-acre townpark community. With 4561 square feet of well-appointed living space, this stunning abode features six inviting bedrooms and three and a half bathrooms. This expansive home has undergone extensive updates to the primary and upstairs bathrooms. The basement bathroom has been updated with fresh paint, vanity, lighting and, flooring. The laundry room has all-new flooring. The entire house has been repainted with new carpet and padding installed. The exterior of the home was recently repainted and, the windows were replaced within the past year. As an added bonus, the kitchen appliances and laundry room appliances remain. The home features a double screened-in porch overlooking a private backyard with additional space beyond the fence. If you are seeking an area for personal projects or storage, the basement offers extensive space to accommodate your needs. It includes a spacious bedroom ideal for teens or in-laws, a flexible space that can be tailored to your desires, a home theater room for entertainment, and a newly renovated bathroom. Recreational activities abound in this vibrant community. Step out your front door and into a world of amenities within the community town park. From cycling and walking trails to a clubhouse and amphitheater hosting community events, life here is brimming with opportunities for leisure and engagement. If you enjoy staying active, the sports leagues and fitness center will keep you on your toes, while social clubs offer a splendid chance to meet with like-minded neighbors. This home is not just a place to live; it's a place to thrive, to entertain, and to create lasting memories.
Source: FMLS #7417332
Interest rate and monthly payment estimated based on public records.
Source: FMLS #7417332
Source: Public records
Assuming a mortgage can seem complex and unfamiliar. We simplify the process by providing white-glove support and expertise at every step.
Whether you have an agent or you’re just starting your search, reach out to us and we’ll help set up a home tour.
Roam works with you, your agent, and the listing agent to prepare a mortgage assumption agreement and finalize all details.
Roam coordinates all parts of the transaction and keeps all parties up to date to provide a seamless 45-day close.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
What is Roam?
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
What is an assumable mortgage?
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
Why is an assumable mortgage valuable?
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
How can you find assumable mortgage listings?
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Get Notified” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
How do I qualify for an assumable mortgage?
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
MLS ID: #7417332
Roam is committed to and abides by the Fair Housing Act of Equal Opportunity Act.