3960 Steer Beach Pl, Kissimmee, FL 34746
4 beds · 2 baths · 2,138 sqft
Get a free consultation call with an expert in the mortgage assumption process.
Under contract-accepting backup offers. One or more photo(s) has been virtually staged. Beautiful Canal-Front Home in a Cul-de-Sac with Stunning Water Views!! Welcome to this stunning four-bedroom, two-bath home in Bellalago, perfectly positioned on a serene canal in a quiet cul-de-sac. This charming property offers peaceful, waterfront living, with added privacy within this great location. Step inside to discover a bright, open layout, ideal for family gatherings and entertaining guests. The kitchen boasts elegant granite countertops, adding a sleek, modern touch perfect for meal prep or casual dining. With four spacious bedrooms, there’s plenty of room for everyone, and two well-appointed bathrooms ensure comfort and convenience. Outside, take in the stunning water views from your backyard, where the canal provides a tranquil and picturesque setting. The community offers an array of exceptional amenities, including two gyms, three pools, a waterslide, an Olympic-sized swimming pool, a water park, and a playground. Enjoy dining at the on-site restaurant or spend a leisurely afternoon at the fishing pier. This home is a rare gem, blending comfort, style, and the best of waterfront living with resort-like community features.
Source: STELLAR #S5114584
Source: STELLAR #S5114584
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 620, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
Roam is committed to and abides by the Fair Housing Act and Equal Opportunity Act.