3957 BLACKTAIL CT, Kissimmee, FL 34746
Welcome to 3957 Blacktail Ct., a stunning 5-bedroom, 4-bathroom home nestled in the desirable Bellalago community in Kissimmee, Florida. This beautifully maintained property offers the perfect blend of comfort, style, and convenience, making it an ideal choice for families. Upon entering, you'll be greeted by a spacious layout with an open floor plan, perfect for entertaining guests or spending quality time with family. The large windows allow for plenty of natural light, creating a warm and inviting atmosphere, accentuated by elegant tray ceilings. The gourmet kitchen is a chef's dream, featuring stainless steel appliances, granite countertops, a breakfast bar, and plenty of cabinet space, making it ideal for preparing meals and hosting dinner parties. The luxurious master suite offers a private retreat with a walk-in closet and an en-suite bathroom complete with a double vanity and an extra-large shower. Four additional bedrooms provide plenty of space for family or guests, each well-appointed with generous closet space and easy access to the remaining bathrooms. A dedicated home office provides a quiet space for work or study. The second-floor bonus room, currently used as a movie theater, can easily be converted into a fifth bedroom with its private bath, offering flexible living options to suit your needs. Step outside to your private backyard oasis, complete with a covered patio and lush landscaping. It's the perfect spot for barbecues, outdoor dining, or simply relaxing in the Florida sunshine. Additional features of this home include a split 3-car garage and a well-maintained exterior. Located in the Bellalago community, residents enjoy access to three sparkling pools, scenic walking trails, two well-equipped gyms, and a fishing pier. Dining and entertainment are just steps away at the on-site restaurant, Flip Flops. For sports and recreation enthusiasts, the community offers pickleball, basketball courts, tennis courts, beach volleyball, a soccer field, and a kids' water park. There is also a dog park for your furry friends, as well as a picnic area perfect for family gatherings. For boating enthusiasts, the community provides a boat launch and a boat lift that transfers your vessel from the tranquil channels of Bellalago to the expansive Lake Tohopekaliga. With its resort-style amenities and secure, gated environment, Bellalago provides an unparalleled living experience. Make 3957 Blacktail Ct. your next address and experience the best of Florida living!
You may be able to put down less than the total down payment amount of $266,615 and have the rest of the funds financed with a 2nd mortgage from a lender. 4
Location
Details
How it works
Assuming a mortgage can seem complex and unfamiliar. We simplify the process by providing white-glove support and expertise at every step.
Tour
Whether you have an agent or you’re just starting your search, reach out to us and we’ll help set up a home tour.
Offer
Roam works with you, your agent, and the listing agent to prepare a mortgage assumption agreement and finalize all details.
Close
Roam coordinates all parts of the transaction and keeps all parties up to date to provide a seamless 45-day close.
Who can qualify
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
Frequently asked questions
What is Roam?
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
What is an assumable mortgage?
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
Why is an assumable mortgage valuable?
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Will an assumption work for me?
An assumption might be a suitable option for you if you meet the lender’s qualifications. We also offer Roam Boost to help buyers reduce the down payment required to a minimum of 5-15%. See below for more FAQs specific to Roam Boost.
Why do buyers use Roam?
Assuming a mortgage can seem complex and unfamiliar. We simplify the process by providing white-glove support and expertise at every step.
Roam helps home buyers find and purchase homes with a low-rate assumable mortgage included. Once you find your dream home, Roam manages the process of assuming a low-interest rate mortgage, helping buyers save thousands a year on mortgage payments compared to buying with a traditional mortgage at today’s rates. On average, buyers who use Roam save $15,000 in mortgage payments annually.
MLS ID: #o6207450