3946 Maurice Ave, Odessa, FL 33556
4 beds · 3 baths · 2,414 sqft sqft
Welcome to your dream home! This stunning Westbay Sabal is nestled in the highly sought after community of Starkey Ranch. From the moment you pull up you are bound to be impressed! From the beautiful paver driveway to the upgraded tile roof, this 2 story residence offers an inviting curb appeal that sets the tone for the luxury within! Step inside to discover an open concept living space designed for both relaxation and entertaining. The gourmet kitchen is a chefs delight, equipped with GE stainless steel appliances with gas range, Sonoma Duraform linen cabinets adorned with exquisite brushed gold hardware, and a stylish upgraded white subway tile backsplash. Prepare meals with east on the stunning Calcutta Novello Coriander quartz countertops, complemented by Ventura 7x22 wood-look plank tile flooring that adds warmth and sophistication to the space. The well appointed dining room is just steps away from the kitchen, making dinner time a breeze. The open concept continues into the large living room with large outdoor slider. This home has so much indoor/outdoor living potential! The backyard to a blank slate for your dream outdoor oasis! Continuing upstairs you will immediately find the bonus loft area. This is the perfect space for an extra den, office, or play area! Just around the corner is the oversized primary bedroom with ensuite bathroom. You'll want to check out the HUGE walk-in closet! Rounding out the upstairs are 3 more bedrooms, full bathroom, and laundry room! The pride of ownership in this home is apparent from start to finish. It truly shows like a model home! Come see all of what Starkey Ranch has to offer from the 3 community pools and parks, splash pad, multiple dog parks, over 20 miles of paved trails through over 150 acres of parks, and not to mention award winning A-rated Starkey Ranch K-8 school! Call for your own private showing today!
Source: STELLAR #tb8303166
Interest rate and monthly payment estimated based on public records.
Source: STELLAR #tb8303166
Source: Public records
Assuming a mortgage can seem complex and unfamiliar. We simplify the process by providing white-glove support and expertise at every step.
Whether you have an agent or you’re just starting your search, reach out to us and we’ll help set up a home tour.
Roam works with you, your agent, and the listing agent to prepare a mortgage assumption agreement and finalize all details.
Roam coordinates all parts of the transaction and keeps all parties up to date to provide a seamless 45-day close.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
What is Roam?
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
What is an assumable mortgage?
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
Why is an assumable mortgage valuable?
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
How can you find assumable mortgage listings?
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Get Notified” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
How do I qualify for an assumable mortgage?
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
MLS ID: #tb8303166
Roam is committed to and abides by the Fair Housing Act of Equal Opportunity Act.