3941 Angola Ln, Sanford, FL 32771
4 beds · 4 baths · 2,280 sqft sqft
Welcome to your dream home! This stunning and meticulously maintained house is a 2021 new build, offering modern comforts and luxurious living. Boasting 4 bedrooms and 2 and a half bathrooms, this spacious residence is perfect for families seeking both style and functionality. As you step inside, you'll be greeted by an inviting atmosphere with ample natural light that enhances the contemporary design. The open floor plan seamlessly connects the living room, dining area, and kitchen, creating an ideal space for entertaining guests or spending quality time with your loved ones. The kitchen is a chef's delight, featuring top-of-the-line appliances, stylish cabinetry, and a convenient breakfast bar. Whether you're preparing a gourmet meal or enjoying a quick snack, this kitchen is sure to impress. The bedrooms are generously sized and provide a peaceful retreat, with the master suite offering a private oasis with its own ensuite bathroom. The two and a half bathrooms are tastefully designed with modern fixtures and finishes, providing both comfort and sophistication. Situated just 14 minutes from Sanford airport, this property is not only conveniently located but also nestled in a thriving development area. The proximity to the highway ensures easy access to nearby attractions and destinations, making your daily commute a breeze. In addition to its prime location, this home is surrounded by essential amenities, including a Publix plaza, gas stations, and schools. The convenience of having these facilities nearby adds to the overall appeal of this residence. Don't miss out on the opportunity to call this beautiful house your home. Schedule your appointment today to explore all the features and benefits this property has. Your dream lifestyle awaits in this like-new, 2021-built home – seize the chance to make it yours!
Source: STELLAR #s5111029
Interest rate and monthly payment estimated based on public records.
Source: STELLAR #s5111029
Source: Public records
Assuming a mortgage can seem complex and unfamiliar. We simplify the process by providing white-glove support and expertise at every step.
Whether you have an agent or you’re just starting your search, reach out to us and we’ll help set up a home tour.
Roam works with you, your agent, and the listing agent to prepare a mortgage assumption agreement and finalize all details.
Roam coordinates all parts of the transaction and keeps all parties up to date to provide a seamless 45-day close.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
What is Roam?
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
What is an assumable mortgage?
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
Why is an assumable mortgage valuable?
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
How can you find assumable mortgage listings?
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Get Notified” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
How do I qualify for an assumable mortgage?
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
MLS ID: #s5111029
Roam is committed to and abides by the Fair Housing Act of Equal Opportunity Act.