3940 Hollybrook Ln, Pueblo, CO 81005
4 beds · 2 baths · sqft sqft
Welcome to a charming residence nestled in the tranquil neighborhood of Highland Park, in Pueblo, CO. This inviting home features a beautiful front yard with a Sprinkler System, 4 spacious bedrooms with a potential 5th and 2 bathrooms offering a Shower and Tub/Shower, perfect for families or those seeking extra space. As you enter, you’ll be greeted by a bright and open sitting area that opens up to a separate living area, Pergo Woods Floors, with a wood burning Fireplace, ideal for both relaxation and entertaining. The kitchen offers plenty of counter and cabinet space, an oversized walk in pantry and a cozy dining nook. Newer Windows throughout. Step outside to discover your personal oasis, whether it’s a morning coffee on the patio or weekend barbecues under the sun, this outdoor space is perfect for making memories. Brand new fence, newer poured concrete patio & shed for storage. The backyard is a perfect canvas to do what you want with it. Additional highlights include a full finished basement, Wood Laminate Flooring, a potential 5th bedroom with a closet that can be finished, along with another living room, 4th bd with walk in closet. New Hot Water Heater in 2024. AC and Furnace are 3 years old. This wonderful home also comes with Solar, that will be paid at the time of Closing. Don't worry about storage! There is storage/closets through out the home as well. This home is situated close to local parks, schools, and shopping, this home offers the perfect blend of suburban tranquility and accessibility. Don’t miss your chance to make this your new home!
Source: PPMLS #8521496
Interest rate and monthly payment estimated based on public records.
Source: PPMLS #8521496
Source: Public records
Assuming a mortgage can seem complex and unfamiliar. We simplify the process by providing white-glove support and expertise at every step.
Whether you have an agent or you’re just starting your search, reach out to us and we’ll help set up a home tour.
Roam works with you, your agent, and the listing agent to prepare a mortgage assumption agreement and finalize all details.
Roam coordinates all parts of the transaction and keeps all parties up to date to provide a seamless 45-day close.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
What is Roam?
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
What is an assumable mortgage?
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
Why is an assumable mortgage valuable?
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
How can you find assumable mortgage listings?
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Get Notified” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
How do I qualify for an assumable mortgage?
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
MLS ID: #8521496
Roam is committed to and abides by the Fair Housing Act of Equal Opportunity Act.