3939 90TH AVE E, Parrish, FL 34219
Welcome, neighbor, to the lovely Gated Creekside Preserve! This peaceful community is just waiting to become your new home. Here, you won’t need to worry about flooding, and you can enjoy the company of nature’s finest friends – the ducks, birds, and fish that visit the serene pond right outside your door. Your furry friends will love the fenced yard, giving them a safe space to play while you relax. Imagine sipping your morning coffee on the patio, with the calming sounds of nature all around. This home has three cozy bedrooms and two bathrooms, perfect for a family. Inside, you’ll find not just one, but two living spaces – a separate living room and a family room. There's plenty of space to relax, whether you're entertaining guests or enjoying a quiet evening in. And don't worry about any surprises from your insurance company – the air conditioner is only five months old, and the water heater is just five years young. The kitchen is every cook’s dream, with brand-new appliances (6 months young) and a handy bar area that’s just right for casual meals or catching up with loved ones. Open the sliding doors, and you’ll find yourself on the patio, ready to enjoy the best of indoor-outdoor living. The primary bedroom is a real treat, too – a spacious retreat - check the dimensions - where you can unwind at the end of the day. Plus, with an inside laundry room and a two-car garage, convenience is built right into this lovely home. As part of the gated Creekside Preserve community, you’ll have access to wonderful amenities like a playground and a dog park. And you’re in the perfect spot for all your shopping and dining needs, with a brand-new Lowes shopping center nearby and the vibrant restaurant scene along 301 just minutes away. Easy access to all the beaches anna Maria to Siesta Key a short drive for a day at the beach. We’d love to have you as part of our community. Don’t miss out on this special opportunity to make Creekside Preserve your new neighborhood!
You may be able to put down less than the total down payment amount of $162,515 and have the rest of the funds financed with a 2nd mortgage from a lender. 4
Location
Details
How it works
Assuming a mortgage can seem complex and unfamiliar. We simplify the process by providing white-glove support and expertise at every step.
Tour
Whether you have an agent or you’re just starting your search, reach out to us and we’ll help set up a home tour.
Offer
Roam works with you, your agent, and the listing agent to prepare a mortgage assumption agreement and finalize all details.
Close
Roam coordinates all parts of the transaction and keeps all parties up to date to provide a seamless 45-day close.
Who can qualify
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
Frequently asked questions
What is Roam?
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
What is an assumable mortgage?
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
Why is an assumable mortgage valuable?
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Will an assumption work for me?
An assumption might be a suitable option for you if you meet the lender’s qualifications. We also offer Roam Boost to help buyers reduce the down payment required to a minimum of 5-15%. See below for more FAQs specific to Roam Boost.
Why do buyers use Roam?
Assuming a mortgage can seem complex and unfamiliar. We simplify the process by providing white-glove support and expertise at every step.
Roam helps home buyers find and purchase homes with a low-rate assumable mortgage included. Once you find your dream home, Roam manages the process of assuming a low-interest rate mortgage, helping buyers save thousands a year on mortgage payments compared to buying with a traditional mortgage at today’s rates. On average, buyers who use Roam save $15,000 in mortgage payments annually.
MLS ID: #a4618253