393 Flyway Rd, Goose Creek, SC 29445
3 beds · 3 baths · 2,025 sqft
Get a free consultation call with an expert in the mortgage assumption process.
Welcome home to this conveniently located townhome nestled in the quiet neighborhood of Liberty Hall Plantation! This 3 bed / 2.5 bath home has a great open layout to accommodate all of your family's needs. The first floor includes a spacious family room right off the kitchen that boasts stainless steel appliances, marble countertops, modern cabinetry, separate pantry for plenty of storage and a great dining room located right next to it for your convenience. All three bedrooms and two full baths are located on the second floor. The master bedroom boasts a walk-in closet as well as a private en-suite bathroom with marble countertop and walk in shower! The huge bonus room found on the third floor is the perfect place for a home theater, office, a play room for the kids or anything elseyou can possibly imagine! Outside, the home backs up to a tree line that allows you to enjoy a serene escape from the hustle and bustle of life all while relaxing on your patio. Come take a look at this great opportunity before it's gone!
Source: CTAR #25003265
Source: CTAR #25003265
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 620, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
Roam is committed to and abides by the Fair Housing Act and Equal Opportunity Act.