3925 Sunrise Dr S, Saint Petersburg, FL 33705
5 beds · 4 baths · 3,240 sqft
Huge price reduction! Home only had a few inches inside of flooding due to being on an elevated crawl space! Seller is currently making repairs daily and price will go up as more items get completed! Buy now for the best price today! Recently added post storm a new HVAC system for the upstairs. American Standard Series 2.5 ton. Home has been cut downstairs, dry, remediated, and ready to start the build back. Only 5 minutes to vibrant Downtown St. Pete! You Will Fall In Love with This Charming Waterfront Grand Bungalow! Boating Waters w/Quick Access to Tampa Bay & Gulf. Double waterfront lot with 107 feet on Bayou Bonita with rights to design and install a dock and boatlift. Protected waters & no wake zone too. Plenty of footage to build your dream dock along this concrete seawall. Great fishing spot. This Piece of American History was built in 1925 by an Old Sea Captain. This home has the perfect mix of a classic St. Pete vibes with all the modern conveniences. This fully restored 2 Story showcase Home has 5 beds, 3.5 baths, grand entry, sitting room, Dining room, Large Living area, and modernized kitchen. Historic Interior Features include Original Hardwoods, Custom Built-ins Galore, High Ceilings, Grand Staircase, Portrait Moldings, Glass doorknobs, Coffered Ceiling, French Doors, Original Chandelier, Stained Glass Transom Windows, classic period push button light switches & Light Fixtures Sourced from a See's Candy Store in San Francisco! Freshly painted interior, no popcorn ceilings and custom roller window shades throughout. Step inside the Grand Entry with bead board ceiling, brick columns, new fans, and enjoy that sunroom front porch feel. The sitting room is a great spot to read a book and enjoy water views. The Kitchen was renovated in 2021 w/Hand-Crafted Wood Cabinetry, gold pulls and knobs, Stainless steel appliances(Gas stove), Quartz counters, farm sink overlooking the water, decorative vent hood, built in dining booth, pantry and wine fridge! Dining room with water more views, coffered ceiling, portrait molding, and amazing original chandellier. Living room has decoratrive brick fireplace (chimney capped). Bedroom 2 situated next to full downstairs bath for your guests. Bedroom 3 and 4 are connected with a renovated jack and jill half bath. Currently bedroom 4 is being used as a home office with large walk in closet. Continue your tour up the grand staircase with the only carpet in the home and new in 2022. Large upstairs bedroom 5 and fully renovated hall bath with new tiles, walk in tile shower, tile floor and all new vanity with fixtures. Upstairs laundry room with closet. Lots of areas to access the attic for storage and most areas have new drywall. Enter the doors into your private primary suite. Bedroom suite features water views and a large bedroom with sitting area. The bathroom has been totally renovated with large walk in tile shower, double vanity and tile floors. Huge master closet was created with built in custom shelving. Exterior renovations include 2020 GAF Glenwood triple layer shake asphalt shingle roof, 2019 and two AC units, 2020 brick repointed and custom exterior paint, 2021 paver driveway, patio, and full sidewalk around home, 2021 new dedicated well/sprinkler, St. Augustine grass and landscaping, 2020 Tented & termite bond transferrable, 2021 cast iron main sewer line replaced, 2021 additional piers, beams and jacks installed with foundation report, and new bronze color gutters! No HOA, no CDD.
Source: STELLAR #u8226600
Interest rate and monthly payment estimated based on public records.
Source: STELLAR #u8226600
Source: Public records
Assuming a mortgage can seem complex and unfamiliar. We simplify the process by providing white-glove support and expertise at every step.
Whether you have an agent or you’re just starting your search, reach out to us and we’ll help set up a home tour.
Roam works with you, your agent, and the listing agent to prepare a mortgage assumption agreement and finalize all details.
Roam coordinates all parts of the transaction and keeps all parties up to date to provide a seamless 45-day close.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
What is Roam?
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
What is an assumable mortgage?
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
Why is an assumable mortgage valuable?
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
How can you find assumable mortgage listings?
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Get Notified” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
How do I qualify for an assumable mortgage?
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
MLS ID: #u8226600
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