3922 Wildgrass Pl, Parrish, FL 34219
2 beds · 2 baths · 1,525 sqft
2.75% VA ASSUMABLE MORTGAGE AVAILABLE! All Buyers Take Notice-Sellers can release VA Benefits so you do not need to be a Veteran to qualify! This beautifully designed 2-bedroom, 2-bathroom villa with an additional den/study featuring a charming barn door entry is located in the sought-after gated community of Silverleaf in Parrish, FL. Built by Neal Communities, this home offers 1,524 sq. ft. of thoughtfully crafted living space with a bright, beachy vibe that perfectly complements the Florida lifestyle. The front entry features a screened-in lanai area, offering a cozy outdoor space to enjoy the Florida breeze. Inside, the foyer welcomes guests with elegant porcelain inlaid tile, setting a sophisticated tone for the home. The living room boasts tray ceilings and a built-in entertainment center with an electric fireplace, adding warmth and charm to the open layout. The kitchen is a modern delight with a stunning tile mosaic backsplash, an island with a built-in sink, updated Samsung appliances, and ample cabinetry, while the dining room includes a built-in wine rack, perfect for entertaining. The primary suite is a private retreat featuring bamboo flooring, a ceiling fan, and two large windows that bring in natural light. The en suite bathroom includes dual sinks, a walk-in tiled shower, and a spacious walk-in closet for ample storage. The guest bedroom, located on the opposite side of the home for added privacy, also features bamboo flooring and a ceiling fan, with a nearby full bathroom that includes a tub and shower combination. Additional conveniences include a separate laundry room with cabinets and a sink for added functionality. Step outside to the extended lanai, surrounded by privacy landscaping, offering a serene retreat for morning coffee or evening relaxation. The maintenance-free Silverleaf community provides an array of resort-style amenities, including a heated pool and spa, a dog park, multiple parks, picnic areas, and nature trails. Residents also enjoy a fitness center, playground, and basketball courts, creating a vibrant and active lifestyle for all. This home is being sold partially furnished and includes the rare opportunity of a VA assumable mortgage at an incredible 2.75% rate for eligible buyers. Inquire with the listing agent for more details. Don’t miss your chance to own this stylish, beach-inspired villa in one of Parrish’s most desirable communities. Schedule your private showing today!
Source: STELLAR #A4635024
Financials
Source: STELLAR #A4635024
Source: Public records
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50%. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
Other resourcesWhat is Roam?
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
What is an assumable mortgage?
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
Why is an assumable mortgage valuable?
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
How can you find assumable mortgage listings?
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Get Notified” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
How do I qualify for an assumable mortgage?
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
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