3922 Coastal Cove Cir, Jacksonville, FL 32224
3 beds · 3 baths · 2,492 sqft sqft
Welcome to this immaculate Coastal Cove home, perfectly blending modern aesthetics with serene lakeside living. Boasting 3 bedrooms and 2.5 baths, this residence is adorned with premium upgrades throughout. The chef-inspired kitchen features 42-inch cabinets, a generous island, sleek quartz countertops, stainless steel appliances, double ovens, and an expansive walk-in pantry. Flowing seamlessly from the kitchen is a spacious great room that opens onto a screened lanai and extended paver patio, ideal for alfresco dining and relaxing by the lake. Enjoy abundant natural light and scenic lake views from the open floor plan, which includes a versatile flex space downstairs, complete with French doors—perfect for a formal dining room or home office. Upstairs, a loft offers additional living space, while the primary retreat showcases a tray ceiling, ample closet space, and a luxurious bathroom with dual vanity, separate shower, and soaking tub. Convenience is key with a large laundry room upstairs and garage upgrades featuring epoxy floors and custom storage cabinets. Located in a prime Southside neighborhood near I-295, JTB, and the beach, this home offers the perfect blend of comfort, style, and convenience.
Source: REALMLS #2025602
Source: REALMLS #2025602
Assuming a mortgage can seem complex and unfamiliar. We simplify the process by providing white-glove support and expertise at every step.
Whether you have an agent or you’re just starting your search, reach out to us and we’ll help set up a home tour.
Roam works with you, your agent, and the listing agent to prepare a mortgage assumption agreement and finalize all details.
Roam coordinates all parts of the transaction and keeps all parties up to date to provide a seamless 45-day close.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
What is Roam?
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
What is an assumable mortgage?
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
Why is an assumable mortgage valuable?
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Will an assumption work for me?
An assumption might be a suitable option for you if you meet the lender’s qualifications. We also offer Roam Boost to help buyers reduce the down payment required to a minimum of 5-15%. See below for more FAQs specific to Roam Boost.
Why do buyers use Roam?
Assuming a mortgage can seem complex and unfamiliar. We simplify the process by providing white-glove support and expertise at every step. Roam helps home buyers find and purchase homes with a low-rate assumable mortgage included. Once you find your dream home, Roam manages the process of assuming a low-interest rate mortgage, helping buyers save thousands a year on mortgage payments compared to buying with a traditional mortgage at today’s rates. On average, buyers who use Roam save $15,000 in mortgage payments annually.
MLS ID: #2025602
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