3920 Willow Walk Dr, Palmetto, FL 34221
4 beds · 2 baths · 1,874 sqft
Short Sale. Experience the epitome of luxurious living in Willow Walk with this stunning 4-bedroom, 2-bathroom home spanning 1,874 square feet. Built by Maronda Homes in 2016, this residence offers a perfect blend of elegance and comfort. Upon entering, you're greeted by a spacious layout boasting high ceilings, crown molding, and upgraded fixtures throughout. The interior features expansive living spaces adorned with built-in niches and stylish tile flooring, creating an atmosphere of timeless sophistication. Situated on an oversized .207-acre corner lot, the exterior of the home is equally impressive, featuring a rear open patio perfect for outdoor gatherings. The attached 2-car garage and extended driveway provide ample parking space for up to 4 vehicles. One of the standout features of this home is its state-of-the-art roof-mounted solar power system, installed by Dividend in early 2021. The heart of the home lies in the upgraded eat-in kitchen, complete with granite countertops, wood cabinets, and a convenient pantry. Entertain guests in the oversized formal dining room, which opens up to the exterior through sliding glass doors. Retreat to the private primary suite, which boasts a lighted ceiling fan, trey ceiling, and premium laminate flooring. The primary bathroom offers a dual sink vanity, tiled shower, garden tub, and a spacious walk-in closet. Three additional full-sized guest rooms provide flexibility, with the fourth bedroom serving as a versatile space featuring a built-in desk and tile flooring. Nestled within the highly sought-after community of Willow Walk, residents enjoy access to resort-style amenities including a pavilion, swimming pool, and playground, all just a short walk away. The vinyl fenced backyard adds privacy and security to your outdoor oasis. Conveniently located near Ellenton Premium Outlets and major highways, this home offers easy access to Bradenton, Brandon, Tampa, Lakewood Ranch, and Sarasota. Don't miss your chance to own this exceptional home in Willow Walk. Schedule your private showing today!
Source: STELLAR #A4606888
Why Roam
Lower rates and lower down payments
The only homebuying option for you to put 5% down and get a 5% rate.
Closing guarantee
We can close in 45 days or we’ll pay the seller’s mortgage until we close.
Offer acceptance
95% of offers accepted when made with Roam. 5% accepted without.
Have questions? Email support@withroam.com
Source: Public records
Source: STELLAR #A4606888
To qualify, you must meet the current FHA or VA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50%. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
FHA (Federal Housing Administration) loans
FHA loans require the buyer to assume the mortgage as a primary residence.
VA (Veteran's Affairs) loans
You don't have to be a veteran to assume a VA loan. However, not all veterans are willing to let a non veteran assume their mortgage. Roam confirms the seller's willingness prior to you making an offer.
Investors
You may be able to assume a VA mortgage as an investor without it being your primary residence.
What is Roam?
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
What is an assumable mortgage?
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
Why is an assumable mortgage valuable?
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
How can you find assumable mortgage listings?
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Get Notified” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
How do I qualify for an assumable mortgage?
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
Roam is committed to and abides by the Fair Housing Act of Equal Opportunity Act.