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$850,000 SIGNIN

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3916 Sunnyview Ln, Flower Mound, TX 75022

3 beds · 3 baths · 3,096 sqft

Concierge

Get a free consultation call with an expert in the mortgage assumption process.

NEW----$10,000.00 SELLER CONCESSION OFFERED TO BUYER. Situated on what may be the highest point in Flower Mound, atop the Franklin Hills subdivision, this home has a magnificent view that reaches all the way to Lake Grapevine, with spectacular views that can be seen from the main balcony, living room, and the balcony on the third floor, which has its own private master suite. Treetop-lined, with foliage and a peaceful sunset as the backdrop, the expansive views are breathtaking. This home is equipped with everything you need, space, tranquility and the freedom to explore the outdoors. Al fresca on the balcony with your morning coffee will feel like dining in a different part of the world. This home is completely turnkey and has so much to offer for anyone who loves spaciousness and flexible living options within a home. There are nearby walking trails that provide trail access that reaches Lake Grapevine. Just 10-15 minutes and you have easy access to city life and freeway access. This home truly has the best of country and city living that you just won't find everyday. To see this unique home is to fall in love with it and all it has to offer. You will be amazed!

Estimated
Seller's interest rate
2.62%
7%
Estimated
Monthly payment

$1,912
$2,117
You may also save up to $25,227 in total interest paid.

Learn about how it works

Why Roam


Gap financing to lower your down payment

Unlock down payments as low as 5% – only with Roam

5x the likelihood your offer is accepted

If a purchase takes longer than 45 days, we’ll cover the seller’s mortgage until you close

Close faster and stress-free

We close 2x faster because of our deep experience and lender relationships

Rates and payments are estimates based on public records.

Financials
Seller’s estimated current equity is SIGNIN
To assume this mortgage you must cover the seller’s equity by using your cash or by combining your cash with gap financing.
Estimated $2,117 monthly payment

Financed
SIGNIN
Location
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Loan details
Loan type
FHA
Rate
2.62%
Remaining term
10 yrs and 3 mos
Remaining balance

Source: Public records

Monthly payment

All values shown are estimated costs / mo.

Total
$1,912
Principal & interest
$890
Mortgage insurance
$77
Property taxes
$214
Home insurance
$729
HOA fees
-
Utilities
Not included

Source: Public records

Home details
Size
3,096 sqft
Lot size
0.696 acres
Year built
1985
Type
Single Family Residence
HOA dues
$0.00

Source: NTREIS #20830649

Qualify

To qualify, you must meet the current FHA or VA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50%. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.

FHA (Federal Housing Administration) loans

FHA loans require the buyer to assume the mortgage as a primary residence.

VA (Veteran's Affairs) loans

You don't have to be a veteran to assume a VA loan. However, not all veterans are willing to let a non veteran assume their mortgage. Roam confirms the seller's willingness prior to you making an offer.

Investors

You may be able to assume a VA mortgage as an investor without it being your primary residence.

Resources
Frequently asked questions

Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.

An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.

When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.

Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.

Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.

To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 620, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.

View all FAQs
Last updated: Apr 23, 2025 01:56 am
Listing agent: Carmon Jackson
Listing provided courtesy of: Coldwell Banker Realty (972) 691-7580
Details provided by NTREIS and may not match the public record.
MLS ID: #20830649
The data relating to real estate for sale on this web site comes in part from the Broker Reciprocity Program of the NTREIS Multiple Listing Service. Real estate listings held by brokerage firms other than this broker are marked with the Broker Reciprocity logo and detailed information about them includes the name of the listing brokers.
Fair Housing Act logo Roam is committed to and abides by the Fair Housing Act of Equal Opportunity Act.
$1,912
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